उत्पाद विवरण
बैंक का नाम
IDBI Bank
खाता नाम
IDBI Platinum Salary Account
खाते का प्रकार
Salary Account
ब्याज दर
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
निःशुल्क डेबिट कार्ड
Signature Debit card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
IDBI Platinum Salary Account
विशेष लक्षण
Complimentary airport lounge access on Visa Debit card.
Credit card facility is also available.
50% discount on small size of locker subject to availability.
पात्रता मापदंड
The net monthly salary credit per account to our bank should be => Rs.1,00,000/-
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Personal accident cover upto Rs.35 lakhs.
Air accidental insurance cover of Rs. 25 lakhs.
50% discount on small size of locker subject to availability.
Zero balance a/c with unlimited ATM access.
Sweep out facility for higher interest earning.
Complimentary airport lounge access on Visa Debit card.
Credit card facility is also available.
दोष
Low interest rates.
High monthly salary requirement.
IDBI Platinum Salary Account Review
The account comes very low interest rate. The account offers limited value add benefits. Overall, the account does not have any unique differentiating factor.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Opening a salary account with IDBI Bank can be done through a couple of methods, primarily involving either online initiation or a visit to a physical branch. Here's a breakdown based on the information I found:
Key Methods:
Visiting a Branch:
This is a traditional and reliable method. You can visit your nearest IDBI Bank branch.Bank personnel will guide you through the process, help you fill out the necessary forms, and inform you about the required documents.
Online Initiation:
IDBI Bank does offer online options to initiate the process. You can start by:Visiting the official IDBI Bank website.
Looking for the savings account section.
You may find options to fill out an online form, and then a bank representative will contact you.