उत्पाद विवरण
बैंक का नाम
Bank of India
खाता नाम
Platinum Savings Bank Account General
खाते का प्रकार
Saving
ब्याज दर
Upto ₹ 1.00 lakhs -2.75% and above ₹ 1.00 lakhs - 2.90%
निःशुल्क डेबिट कार्ड
Visa Signature
खाता खोलने का शुल्क
0
वार्षिक रखरखाव श ुल्क
0
Minimum Account Balance
Average quarterly balance of Rs 10,00,000
डेबिट कार्ड शुल्क
Issuance is free and thereafter chargeable.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Platinum Savings Bank Account General
विशेष लक्षण
Free physical debit card for the first year.
Users will get a group personal accident insurance cover of Rs. 1 crore.
100% waiver on credit card issuance charges.
100% concession in processing charges in retail loans.
25 bps concession in rate of interest in retail loans.
पात्रता मापदंड
All resident individuals (singly or jointly), Two or more individuals Joint Accounts, Hindu Undivided Families (HUF)
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Internet banking/Mobile banking facility is available.
Free physical debit card for the first year.
Internet banking/Mobile banking facility is available.
Users will get 10 free transactions at BOI ATM per month and 5 free transactions at other bank ATMs per month.
100% concession in processing charges in retail loans.
100% concession in locker rent.
25 bps concession in rate of interest in retail loans.
Users will get unlimited cheque leaves.
Users will get a group personal accident insurance cover of Rs. 1 crore.
100% waiver on credit card issuance charges.
Users will get free passbook issuance.
दोष
Low interest rate.
Very few features.
High average quarterly balance requirements.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Here's how to open a Savings Bank Account General with Bank of India:
1. Visit a Bank of India Branch:
Go to the nearest Bank of India branch during their business hours.
2. Obtain an Account Opening Form:
Request an account opening form from the bank representative.
You might also be able to download the form from the Bank of India website.
3. Fill out the Form:
Complete the account opening form accurately and legibly.
Provide all the required information, such as your name, address, contact details, and occupation.
4. Gather Necessary Documents:
Proof of Identity (any one):PAN Card (Mandatory)
Aadhaar Card (Mandatory)
Passport
Voter ID card
Driving License
Proof of Address (any one):Aadhaar Card
Passport
Voter ID card
Utility bills (electricity, water, gas)
Photographs: Two passport-sized photographs
5. Submit the Form and Documents:
Submit the completed form and all the required documents to the bank representative.
6. Make an Initial Deposit:
You may be required to make an initial deposit to open the account. The minimum deposit amount may vary.
7. Receive Account Details:
Once your account is opened, you will receive your account number, passbook, and other relevant details.