उत्पाद विवरण
बैंक का नाम
Punjab National Bank
खाता नाम
PNB Basic Saving Bank Deposit Account
खाते का प्रकार
Saving account
ब्या ज दर
Upto 10 lakh-2.70% and above 10 lakh 2.75 %
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free if done through net banking/mobile banking.
आईएमपीएस शुल्क
Free if done through net banking/mobile banking.
फीस और शुल्क
PNB Basic Saving Bank Deposit Account
विशेष लक्षण
Zero balance account.
पात्रता मापदंड
The saving fund account may be opened by an individual singly or jointly, minors of the age of 10 years and above, and minors under natural/legal guardianship. An illiterate or a visually impaired person is also eligible to open saving fund account under the scheme with usual safeguards.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero balance account,
Free chequebook having 10 leaves.
No charges on NEFT/IMPS transactions.
दोष
Low interest rate.
PNB Basic Saving Bank Deposit Account
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.