उत्पाद विवरण
बैंक का नाम
Union Bank of India
खाता नाम
Premier Salary Account
खाते का प्रकार
Salary
ब्याज दर
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%
निःशुल्क डेबिट कार्ड
Visa Signature/RuPay select
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Premier Salary Account
विशेष लक्षण
Overdraft facility: 90% of the one-month net salary with a maximum of Rs. 2,00,000 in the same account.
0.10% concession on interest rate on education loans, vehicle loans, mortgages.
100% concession on processing fee for Home loan of Rs 25 lakhs and above.
50% concession on processing fee for Home loan below Rs 25 lakhs.
50% concession on other retail loans.
0.5% concession on rate of interest of home loans.
50% concession on 1st year rent of locker.
पात्रता मापदंड
Premier Salary Account is available to employees drawing a regular salary of Rs. 75,000 and above per month.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
0.10% concession on interest rate on education loans, vehicle loans, mortgages.
100% concession on processing fee for Home loan of Rs 25 lakhs and above.
50% concession on processing fee for Home loan below Rs 25 lakhs.
50% concession on other retail loans.
0.5% concession on rate of interest of home loans.
50% concession on 1st year rent of locker.
Overdraft facility: 90% of the one-month net salary with a maximum of Rs. 2,00,000 in the same account.
Free personal accident insurance.
Air accident insurance with debit card of 100 lakhs.
दोष
Low interest rate.
Limited value add features.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Union Bank of India either online or offline. Here's a breakdown of both methods:
Online Method
Visit the website or download the app: Go to the official Union Bank of India website or download their mobile app, "Union Selfie & M-Passbook."
Start the application: Look for the "Online Account Opening" section and choose "Savings Account."
Fill in the details: Provide all the required information in the application form.
Upload documents: Upload scanned copies of your Aadhaar card, PAN card, proof of identity, proof of address, and signature.
Submit the form: Once you've filled in the form and uploaded the documents, submit it online. You'll receive a reference number and an SMS on your registered mobile number.
Visit a branch: After submitting the online application, you'll need to visit a Union Bank of India branch with your original documents and passport-size photographs for verification.
Offline Method
Visit a branch: Go to your nearest Union Bank of India branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application