उत्पाद विवरण
बैंक का नाम
Punjab and Sindh Bank
खाता नाम
PSB Salary PLUS Account- UDAAN
खाते का प्रकार
Salary
ब्याज दर
Upto 1 Crore 2.70%
Above 1 Crore to upto 50 Crore 2.90%
Above 50 Crore to upto 100 Crore 4.52%
निःशुल्क डेबिट कार्ड
Free ATM Cards
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
500
डेबिट कार्ड शुल्क
Nil
एनईएफटी शुल्क
Free if done online.
आईएमपीएस शुल्क
Upto Rs. 25000 - Nil (Online Mode)
Over Rs.25000 - Rs.50000 - Rs.5 per Txn. (Online Mode)
Over Rs.50000/- upto Rs.1 lac - Rs.10 per Txn. (Online Mode)
Over Rs.1 Lac upto Rs.2 Lac - Rs.15 per Txn. (Online Mode)
फीस और शुल्क
PSB Salary PLUS Account- UDAAN
विशेष लक्षण
Overdraft facility worth two months salary.
पात्रता मापदंड
The salary account can only be opened by organisations with more than 25 salary accounts
A minimum salary of INR 25,000.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Overdraft facility worth two months salary.
25% locker charges discount for small lockers (if available).
Nil debit card charges.
दोष
Very low interest rate.
Minimal value add benefits when compared with salary accounts of private banks.
PSB Salary PLUS Account- UDAAN Review
The account offers minimal value add benefits, when compared to value add benefits offered by salary accounts of private banks. The interest rate is extremely low.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
The PSB Salary PLUS Account - UDAAN isn't opened by individual employees but rather by the organization they work for. Here's how it generally works:
1. The Organization's Role:
Eligibility: The organization needs to have at least 25 employees who will maintain salary accounts with Punjab & Sind Bank, with an average salary of ₹25,000.
Contact the Bank: The organization's management or HR department should contact their nearest Punjab & Sind Bank branch or a relevant bank representative.
Agreement: The organization will likely need to enter into an agreement with the bank to establish the PSB Salary PLUS Account - UDAAN arrangement for its employees.