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उत्पाद विवरण
बैंक का नाम

Bank of Maharashtra

खाता नाम

Bank of Maharashtra Royal Savings Account

खाते का प्रकार

Saving

ब्याज दर

2.75%

निःशुल्क डेबिट कार्ड

Yes

Bank of Maharashtra Royal Savings Account
खाता खोलने का शुल्क

Account can be opened with zero balance

वार्षिक रखरखाव शुल्क

Nil

Minimum Account Balance

Minimum Monthly Average Balance (MAB) - Rs 1,00,000/-

डेबिट कार्ड शुल्क

No

एनईएफटी शुल्क

Free NEFT/RTGS through internet banking

आईएमपीएस शुल्क

Not mentioned

फीस और शुल्क

Bank of Maharashtra Royal Savings Account

75.7
विशेष लक्षण
Special assistance of Relationship Manager If minimum MAB Rs 10 lakh, personal service by Branch Head (in absence of Branch Manager the Dy Branch Manager will provide the personal service)
पात्रता मापदंड
Resident individuals (sole or joint account), HUFs,Associations, Trusts, Clubs, Societies etc. subject to ful filling eligibility criteria (domestic depositors) of Reserve Bank of India, on compliance of "Know Your Customer(KYC) Guidelines
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Personal Air Accident Death Insurance Cover - Rs 50,00,000/- (Free of Cost).

  • Personal Accidental Death Insurance (PAI) Cover - Rs 10,00,000/- (Free of Cost).

  • Cheque book facilities 100 free Personalized Cheque leaves per annum.

  • ATM Cum VISA Debit Card Free ATM Card while opening of Account (no maintenance charge).

  • Number of Transactions - Unlimited free transactions (No ledger folio/ account maintenance charges)

  • NEFT/ RTGS Free NEFT/RTGS through internet banking.

  • Demat Account Free for 1st year.

  • Other Service Charges - 50% concession in processing fee of retail loans.

दोष
Very low interest rate, Charges on Non Maintenance of Minimum MAB - Rs 1,000/- per quarter, Closing of A/C before 1 year Penalty of Rs 1,000/-
Bank of Maharashtra Royal Savings Account

The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
आवेदन की प्रक्रिया
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