उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
Salary and Pension Solutions for Indian Military Personnel
खाते का प्रकार
Salaried
ब्याज दर
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
निःशुल्क डेबिट कार्ड
Yoddha Debit card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Salary and Pension Solutions for Indian Military Personnel
विशेष लक्षण
Free Add-on covers like Daughters’ Marriage Cover (18-25 Years): upto ₹ 6 Lakhs, Child Higher Education cover: upto ₹ 6 Lakhs, Air Accident Insurance cover upto ₹ 1 Crore.
Permanent Total Disability (PTD) cover upto ₹ 40 lakhs.
Permanent Partial Disability (PPD) cover upto ₹ 20 lakhs.
Cost of Plastic Surgery / Burn- maximum upto ₹ 2 lakhs.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Lifetime free debit card.
Free accidental death and permanent total disability cover of ₹ 10 lakhs is offered through Yoddha Debit card.
Permanent Total Disability (PTD) cover upto ₹ 40 lakhs.
Permanent Partial Disability (PPD) cover upto ₹ 20 lakhs.
Cost of Plastic Surgery / Burn- maximum upto ₹ 2 lakhs.
Unlimited free transactions at all ATMs.
दोष
Low interest rate
Salary and Pension Solutions for Indian Military Personnel
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Bank of Baroda either online or offline. Here's a breakdown of both methods:
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.