उत्पाद विवरण
बैंक का नाम
Canara Bank
खाता नाम
Canara Savings Bank Account
खाते का प्रकार
Saving
ब्याज दर
Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90.
निःशुल्क डेबिट कार्ड
Yes Canara Classic
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Average Monthly Balance of Rs. 2000/- for Urban/Metro branches, Rs. 1000/- for Semi-Urban branches and Rs. 500/- for Rural branches.
डेबिट कार्ड शुल्क
Rs 125+ GST
एनईएफटी शुल्क
Free for online transactions.
आईएमपीएस शुल्क
Free for online transactions.
फीस और शुल्क
Canara Savings Bank Account
विशेष लक्षण
Low minimum balance requirements for rural branches.
पात्रता मापदंड
All Individuals/ Karta HUF/ Organizations or Agencies (based on eligibility to open SB accounts) such as:
Government departments / bodies / agencies in respect of grants/ subsidies released for implementation of various programmes / Schemes sponsored by Central Government / State Governments subject to production of an authorization from the respective Central / State Government departments to open Savings Bank account.
Development of Women and Children in Rural Areas (DWCRA).
Self-help Groups (SHGs).
Primary Co-operative Credit Society which is being financed by the Bank.
Khadi and Village Industries Boards.
Agriculture Produce Market Committees.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
This account provides ATM-cum-Debit card.
Nomination facility is available.
Free RTGS/IMPS transactions when done online.
दोष
Very few features.
Low interest rates.
Canara Savings Bank Account
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
1. Visit a Canara Bank Branch:
Locate the nearest Canara Bank branch to your residence.
Visit the branch during business hours.
2. Obtain Account Opening Form:
Request the bank representative for a Savings Bank Account opening form.
3. Fill the Form:
Fill the form accurately with the following details:Your full name
Date of birth
Contact information (phone number, email address)
Nominee details (if applicable)
Account type (single, joint, etc.)
Operating instructions (single or joint operation)
4. Submit Required Documents:
Proof of Identity:
PAN Card (Permanent Account Number) or Form 60/61 (if PAN is not available)Proof of Address:Passport
Driving License
Voter ID Card
Aadhaar Card
Ration Card
Photographs: Two recent passport-sized photographs
5. Deposit Initial Amount:
Deposit the minimum balance required for the account. This amount varies depending on the type of account and branch location.
6. Account Activation:
Once the bank verifies your documents, your account will be activated.
You will receive your account number, debit card (if applicable), and passbook.