उत्पाद विवरण
बैंक का नाम
Union Bank of India
खाता नाम
Savings Bank Account For Pensioners (SBPEN)
खाते का प्रकार
Saving account
ब्याज दर
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore: 2.90%
निःशुल्क डेबिट कार्ड
Classic debit card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
No issuance charges.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Savings Bank Account For Pensioners (SBPEN)
विशेष लक्षण
ATM POS limit Rs. 50000/day.
Nil debit card issuance charges.
Nil minimum balance is required.
पात्रता मापदंड
Individual pensioners drawing regular pension
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Personal accident insurance (death) cover with debit card.
ATM cash withdrawal limit Rs. 25000/day.
ATM POS limit Rs. 50000/day.
Nil debit card issuance charges.
Nil minimum balance is required.
दोष
Low interest rates.
Very few features.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Union Bank of India either online or offline. Here's a breakdown of both methods:
Online Method
Visit the website or download the app: Go to the official Union Bank of India website or download their mobile app, "Union Selfie & M-Passbook."
Start the application: Look for the "Online Account Opening" section and choose "Savings Account."
Fill in the details: Provide all the required information in the application form.
Upload documents: Upload scanned copies of your Aadhaar card, PAN card, proof of identity, proof of address, and signature.
Submit the form: Once you've filled in the form and uploaded the documents, submit it online. You'll receive a reference number and an SMS on your registered mobile number.
Visit a branch: After submitting the online application, you'll need to visit a Union Bank of India branch with your original documents and passport-size photographs for verification.
Offline Method
Visit a branch: Go to your nearest Union Bank of India branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application