उत्पाद विवरण
बैंक का नाम
Karnataka bank
खाता नाम
SB Kishore
खाते का प्रकार
Savings
ब्याज दर
Up to INR 1 Lakh: 2.75%
Above INR 1 Lakh and up to INR 10 Lakh: 2.75%
Above INR 10 Lakh and up to INR 50 Lakh: 2.75%
Above INR 50 Lakh and up to INR 100 Lakh: 3.5%
निःशुल्क डेबिट कार्ड
Free for First Year
.png)
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
Rs. 200 (2nd Year onwards)
एनईएफटी शुल्क
Free through internet banking and mobile banking
आईएमपीएस शुल्क
Not available.
फीस और शुल्क
SB Kishore
विशेष लक्षण
Free Demand Drafts for exam fees, prospectus fees, tuition fees, etc. Free Mobile App with mPassBook facility.
पात्रता मापदंड
Savings bank account for students between the age of 10 years and 18 years.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
A free debit card is available with a “per day” cash withdrawal limit of ₹10,000 and an online transaction/purchase limit of ₹5,000.
Free transfer of funds up to ₹50,000/- per month from the parent’s account to the student’s account.
No minimum balance requirement.
दोष
Low online transaction and purchase limit of Rs. 5,000
No IMPS facility is available.
SB Kishore Review
The account offers low interest rate. The account's USP is that it can be opened for children as young as 10 year old. The account has limited value add benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
1. Visit a Karnataka Bank Branch:
Locate the nearest Karnataka Bank branch to you.
2. Required Documents:
Proof of Identity:Aadhaar Card
PAN Card (or Form 60 if you don't have a PAN)
Passport
Voter ID
Driving License
Proof of Address:Aadhaar Card
Passport
Voter ID
Driving License
Utility bills (recent)
Student ID: A valid student ID card from your school or college.
Photographs: Two recent passport-sized photographs.
3. Account Opening Form:
Obtain an account opening form from the bank representative.
Fill in the form accurately and completely with all the required details.
4. Submit Documents and Open Account:
Submit the completed form and all the required documents to the bank representative.
The bank representative will guide you through the account opening process.