उत्पाद विवरण
बैंक का नाम
Karnataka bank
खाता नाम
Karnataka Bank SB Money Ruby (Privilege)
खाते का प्रकार
Savings
ब्याज दर
Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%
निःशुल्क डेबिट कार्ड
Yes, eligible for free international platimum card
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Rs. 1,00,000
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Free
फीस और शुल्क
Karnataka Bank SB Money Ruby (Privilege)
विशेष लक्षण
Free personal accident coverage of ₹ 10,00,000 (for first holder only).
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free personal accident coverage of ₹ 10,00,000 (for first holder only).
Free Platinum International debit card.
Free Internet/Mobile Banking facility. Free Mobile Apps – mPassBook, BHIM KBL UPI APP.
Free monthly e-statements (on registration).
Free 200 cheque leaves in a calendar year.
दोष
High monthly average balance requirement.
No zero balance account facility is available.
Karnataka Bank SB Money Ruby (Privilege) Review
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
1. Visit a Karnataka Bank Branch:
Locate the nearest Karnataka Bank branch to you.
2. Required Documents:
Proof of Identity:Aadhaar Card
PAN Card (or Form 60 if you don't have a PAN)
Passport
Voter ID
Driving License
Proof of Address:Aadhaar Card
Passport
Voter ID
Driving License
Utility bills (recent)
Student ID: A valid student ID card from your school or college.
Photographs: Two recent passport-sized photographs.
3. Account Opening Form:
Obtain an account opening form from the bank representative.
Fill in the form accurately and completely with all the required details.
4. Submit Documents and Open Account:
Submit the completed form and all the required documents to the bank representative.
The bank representative will guide you through the account opening process.