उत्पाद विवरण
बैंक का नाम
Suryoday Small Finance Bank
खाता नाम
Suryoday Share Your Smile Savings Account
खाते का प्रकार
Saving
ब्याज दर
Up to and including Rs. 1 Lakh: 3.00%. Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%. Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%. Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
No
एनईएफटी शुल्क
Unlimited free via Net Banking/Mobile Banking.
आईएमपीएस शुल्क
5 free via Net Banking/Mobile Banking. IMPS Payment (Outward) Upto ₹ 100,000 per transaction: Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10.
फीस और शुल्क
Suryoday Share Your Smile Savings Account
विशेष लक्षण
Lower charges on RTGS, NEFT & IMPS / 5 free Outward RTGS/IMPS transactions per month through Net Banking/Mobile Banking (Fungible between RTGS and IMPS).
पात्रता मापदंड
Resident Individual (both new as well as existing customers)
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero balance account.
Free NEFT online transactions.
दोष
No free debit card.
Share Your Smile Savings Account
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a Suryoday Bank Branch: Go to your nearest branch and inform the bank representative about your interest in opening a Share Your Smile Savings Account.
Submit Application: Fill out the necessary application form and submit it to the bank.
Link Existing Accounts: Specify the Savings Account(s) or Fixed Deposit(s) you want to link with the Share Your Smile Savings Account.
Choose Donation Percentage: Select the percentage of your interest earnings you wish to donate to charity. You can choose between 10% and 100%.
Select Charity: Choose the charitable organizations you want to support.