उत्पाद विवरण
बैंक का नाम
Kotak Mahindra Bank
खाता नाम
Silk - Women's Savings Account
खाते का प्रकार
Saving
ब्याज दर
7% through flexi fixed deposits.
निःशुल्क डेबिट कार्ड
Not available
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 25,000
डेबिट कार्ड शुल्क
N.A.
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Up to 10,000: Rs. 5;
10,001 to 1,00,000: Rs. 5;
1,00,001 to 5,00,000: Rs. 15
Free if done online.
फीस और शुल्क
Silk - Women's Savings Account
विशेष लक्षण
7% interest through flexi deposit.
पात्रता मापदंड
Silk Savings Programme can be offered to/held by only resident Indian woman customers above 18 years of age.
Silk savings programme can be held/opened as sole or joint account. Primary account holder should be a woman in case of joint account.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Account holders gets discounts on branks like Nykaa, Apple, IFB, etc.
50% discount on Locker rental for the first year for every Silk Women’s Savings Account.
INR. 999 flat processing fee on personal loan.
Up to 100% On-road funding on car loan Flat ROI @ 9.49% p.a.
Zero processing fee on two-wheeler loan.
Zero processing fee on gold loan.
High interest rate.
दोष
Interest offered on non-flexi deposit amount is low.
Kotak Silk Savings Account
The account is one of the best savings account in India. The primary holder of this account has to be a women. Through flexi deposit account holders can earn interest @7%. The account comes with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a Kotak Mahindra Bank Branch: Go to the nearest Kotak Mahindra Bank branch.
Obtain an Application Form: Request a Silk Savings Account application form from the bank staff.
Fill Out the Form: Complete the form with your personal and financial details.
Submit Documents: Submit the filled-out form along with the required documents.
Initial Deposit: Make the required initial deposit (if any).