उत्पाद विवरण
बैंक का नाम
State Bank of India
खाता नाम
State Government Salary Package (SGSP)
खाते का प्रकार
Salary Account
ब्या ज दर
Balances less than Rs. 10 Crore - 2.70% p.a.
निःशुल्क डेबिट कार्ड
It will depend upon the monthly salary of the user.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
It will depend upon the monthly salary of the user.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
State Government Salary Package (SGSP)
विशेष लक्षण
Users will get a zero balance account and free number of unlimited transactions across ATMs of any bank in India.
Users will get complimentary personal accident insurance (Death) cover up to Rs. 20 lakhs.
Users will get complimentary air accident insurance (Death) cover up to Rs. 30lakhs.
Users can avail of Personal loans, Home loans, Car loans and Education loans at attractive rates and can get upto 50% off on the processing fee.
Users will get upto 25% off on annual locker rental.
पात्रता मापदंड
Permanent employees of state government, Union territories and state boards etc. in States in Union Territories, Including Teachers/Professors of aided School, Colleges, Universities, etc. can avail of Salary Accounts under State Government Salary Package (SGSP). According to net monthly salary:
Silver: Between 10,000 and 25,000/-
Gold: Between 25,000 and 50,000/-
Diamond: Between 50,000 and 1,00,000/-
Platinum: Above 1,00,000/-
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Users will get a zero balance account and free number of unlimited transactions across ATMs of any bank in India.
Users will get complimentary personal accident insurance (Death) cover up to Rs. 20 lakhs.
Users will get complimentary air accident insurance (Death) cover up to Rs. 30lakhs.
Users can avail of Personal loans, Home loans, Car loans and Education loans at attractive rates and can get upto 50% off on the processing fee.
Users will get upto 25% off on annual locker rental.
Users can avail of Auto-Sweep to create e-MODs (Multi Option Deposits) and earn higher interest.
Users can avail of Demat & Online Trading A/c at the time of on-boarding itself.
Users will get free online NEFT/RTGS transactions.
Users can earn points on various transactions through loyalty program "SBI Rewardz".
दोष
Low interest rates.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
How to Open an SBI Salary Account:
Online Application: Visit the SBI website or use the YONO app to start the application process. You'll likely need to provide details about your employer and income.
Video KYC: SBI often uses Video KYC for online account opening. You'll need to have your Aadhaar and PAN details handy.
Branch Visit (Potentially): While some processes are fully online, you might need to visit an SBI branch to complete certain formalities or verification steps.