उत्पाद विवरण
बैंक का नाम
Union Bank of India
खाता नाम
UBI Savings Flexi Deposit Scheme (SBNFD)
खाते का प्रकार
Saving
ब्याज दर
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
निःशुल्क डेबिट कार्ड
Platinum Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Minimum balance required - Rs. 50000/- in SB account.
डेबिट कार्ड शुल्क
Issuance fee: Nil. Annual fee: INR 300 + GST
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Free
फीस और शुल्क
UBI Savings Flexi Deposit Scheme (SBNFD)
विशेष लक्षण
It is a combination of a savings account and a term deposit.
Free NEFT Transfer.
Nil debit card issue charge.
ATM cash withdrawal limit - Rs. 75000/day.
ATM POS limit - Rs.1,50,000/day.
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free NEFT Transfer.
Nil debit card issue charge.
ATM cash withdrawal limit - Rs. 75000/day.
ATM POS limit - Rs.1,50,000/day.
Nil penalty for non-maintenance of minimum balance.
Free personal accident insurance cover of 2 lakhs with account and up to 2 lakhs with debit card.
दोष
Low interest rate.
Limited value add features.
Application Procedure
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पैराग्राफ़ टेक्स्ट जोड़ें। फ़ॉन्ट, आकार और अन्य जानकारी अपडेट करने के लिए “टेक्स्ट संपादित करें” पर क्लिक करें। टेक्स्ट थीम बदलने और पुनः उपयोग करने के लिए, साइट स्टाइल पर जाएँ।
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Union Bank of India either online or offline. Here's a breakdown of both methods:
Online Method
Visit the website or download the app: Go to the official Union Bank of India website or download their mobile app, "Union Selfie & M-Passbook."
Start the application: Look for the "Online Account Opening" section and choose "Savings Account."
Fill in the details: Provide all the required information in the application form.
Upload documents: Upload scanned copies of your Aadhaar card, PAN card, proof of identity, proof of address, and signature.
Submit the form: Once you've filled in the form and uploaded the documents, submit it online. You'll receive a reference number and an SMS on your registered mobile number.
Visit a branch: After submitting the online application, you'll need to visit a Union Bank of India branch with your original documents and passport-size photographs for verification.
Offline Method
Visit a branch: Go to your nearest Union Bank of India branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application