उत्पाद विवरण
बैंक का नाम
UCO Bank
खाता नाम
UCO Smart Kids Savings Bank Scheme
खाते का प्रकार
Saving.
ब्याज दर
Upto Rs 10 lakhs:2.60% and over Rs 10 lakhs: 2.75%
निःशुल्क डेबिट कार्ड
Yes.
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
Nil
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
UCO Smart Kids Savings Bank Scheme
विशेष लक्षण
Concession in education loans.
No processing charge for future education loans.
पात्रता मापदंड
Minors above the age of 10 years who can read and write will be allowed to open and operate savings bank accounts independently.
Indian resident.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Personalised ATM cards with photographs.
Zero balance account.
2 free chequebooks free per year.
Concession in education loan- No processing charge in future education loans.
Transfer of funds free from natural guardian/grandparents accounts.
दोष
Low interest rate.
UCO Bank has a limited branch and ATM network.
UCO Smart Kids Savings Bank Scheme.
The account offers a number of value add features for Kids. However, the interest rate on the account is extremely low. Overall the account has limited appeal because of low interest rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Steps to Open the Account:
Visit a UCO Bank Branch: Go to the nearest UCO Bank branch with the required documents.
Submit Application Form: Fill out the account opening form and submit it along with the necessary documents.
Initial Deposit: While not mandatory, it's advisable to make an initial deposit to start the account.
Account Activation: The bank will verify the documents and activate the account.
Receive Account Details: You will receive the account number, passbook, and other relevant details.