उत्पाद विवरण
बैंक का नाम
UCO Bank
खाता नाम
UCO Suvidha Salary Account( Classic)
खाते का प्रकार
Salary and Savings
ब्याज दर
Upto Rs 10 lakhs: 2.60% and over Rs 10 lakhs: 2.75%.
निःशुल्क डेबिट कार्ड
Personalised Rupay Platinum
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Free
Minimum Account Balance
Zero Balance Saving Bank Account.
डेबिट कार्ड शुल्क
Free
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free if done online
फीस और शुल्क
UCO Suvidha Salary Account( Classic)
विशेष लक्षण
100 % waiver in processing charge on home loan & car loan.
25 % discount on small lockers.
Users will get 1 domestic airport lounge access per quarter.
पात्रता मापदंड
Gross Monthly Salary: Rs. 15000 to Rs. 25000
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero balance account.
Debit card issue charges are nil.
Debit card annual maintenance charges are nil.
Personal accidental insurance of Rs. 20 lakhs.
100 % waiver in processing charge on home loan & car loan.
25 % discount on small lockers.
Auto sweep facility is available.
Users will get 1 domestic lounge access per quarter.
Overdraft facility of Rs. 2 lakhs.
दोष
Low interest rate.
UCO Suvidha Salary Account Review
The account comes with decent value add features such as overdraft facility 3x of the take home pay. The biggest con associated with the account is that it offers a low interest rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open a UCO Suvidha Salary Account, you'll typically need to be an employee of a company that has a salary tie-up with UCO Bank. Here's a general overview of the process:
Check Eligibility:Ensure your employer has a salary tie-up with UCO Bank.
Confirm your eligibility based on your salary range (as there might be different account tiers with varying benefits).
Gather Required Documents:Proof of Identity: Aadhaar Card, PAN Card, Passport, Driving License, Voter ID
Proof of Address: Recent utility bills, passport, driving license, voter ID
Passport-sized Photographs: 2-3 recent photographs
Visit a UCO Bank Branch:Locate your nearest UCO Bank branch.
Collect the account opening form.
Fill out the form accurately and completely.
Submit the completed form along with the required documents.
Account Activation:The bank will verify your documents and process your application.
Once approved, your UCO Suvidha Salary Account will be activated. You will receive your account details, including your account number, debit card, etc.