उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
खाता नाम
Ujjivan Minor Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%
निःशुल्क डेबिट कार्ड
Rupay Classic
(On request for minors above 10 years only)
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
RuPay Classic Debit Card - Issuance fee - 0. Annual maintainence fee from 2nd year onwards INR 100
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Up to INR 100,000 – INR 5
INR 1,00,000 to INR 2,00,000 – INR 15
फीस और शुल्क
Ujjivan Minor Saving Account
विशेष लक्षण
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No average monthly balance criteria.
No charges on non-maintenance of minimum balance.
Can be converted into a regular savings account when your child turns into a major (18 Years).
Provision of Debit card for minors above 10 years (upon request).
Free SMS alert facility to your registered mobile number.
5 free transactions per month at any other Bank's ATM.
High interest rate.
दोष
Account cannot be opened digitally.
Ujjivan has limited branch and ATM network.
Ujjivan Minor Savings Account
The account offers high interest rate. The account also issues debit card to minors above 10.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Visit a Ujjivan SFB Branch: Go to the nearest branch with the minor and the guardian.
Obtain an Application Form: Request a Minor Savings Account application form from the bank staff.
Fill Out the Form: Complete the form with the minor's details, guardian's details, and other necessary information.
Submit Documents: Submit the filled-out form along with the required documents (see below).
Initial Deposit: Make the required initial deposit (if any).