उत्पाद विवरण
बैंक का नाम
Ujjivan Small Finance Bank
खाता नाम
Ujjivan Senior Citizen Privilege Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh - 3.5% Above 1 Lakh And Upto 5 Lakh 6% Above 5 Lakh And Upto 25 Crore 7%
निःशुल्क डेबिट कार्ड
Yes -Rupay Platinum Debit Card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
INR 25,000
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Nil
फीस और शुल्क
Ujjivan Senior Citizen Privilege Account
विशेष लक्षण
Accidental insurance of upto Rs. 2,00,000/- available
पात्रता मापदंड
Indian resident above 60.
Minimum balance of INR 25,000 or cumulative FDs worth INR 5 Lakh or above with Ujjivan Bank
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Flexible eligibility criteria and balance maintenance options.
Unlimited free fund transfer through internet and mobile banking.
Unlimited FREE transactions across any bank ATM.
25 FREE cheque leaves per quarter.
No Additional charges for Non- Home branch transactions.
Best in class FREE Personalized RuPay Platinum debit card with multifarious benefits.
Airport Lounge Access - 2 free access per quarter across 30+ Domestic lounges PAN India.
Instant discounts on Swiggy and Amazon.
Higher accidental insurance up to Rs.2,00,000 per annum
दोष
Ujjivan has limited branch and ATM Network.
Ujjivan Senior Citizen Privilege Account Review
The account offers a number of value add features. It also offers a high interest rate. Overall the account offers a great package of benefits for senior citizens.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
1. Check Eligibility:
Age: You must be a senior citizen (age 60 or above).
Financial Criteria: You'll likely need to meet specific financial criteria, such as maintaining a minimum AQB.
Contact Ujjivan SFB: Reach out to Ujjivan Small Finance Bank directly (via their website, app, or customer service) to inquire about the exact eligibility requirements for the Senior Citizen Privilege Account.
2. Gather Documents:
Proof of Age: Age proof (e.g., PAN card, Aadhaar card, birth certificate, passport)
Identity Proof: Aadhaar card, PAN card, passport, driver's license, or voter ID.
Address Proof: Passport, driver's license, voter ID, utility bills, or bank statements.
Photographs: Two recent passport-sized photographs.
3. Visit a Ujjivan SFB Branch:
Schedule an Appointment: It's advisable to schedule an appointment with a Relationship Manager at the bank branch.
4. Complete the Application:
Provide Information: Fill out the application form with your personal and financial details.
KYC Verification: Undergo Know Your Customer (KYC) verification by providing necessary documents.
5. Account Opening:
Approval: Once your application is approved, your Ujjivan Senior Citizen Privilege Account will be opened.
Welcome Kit: You may receive a welcome kit with details about your account and its benefits.