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उत्पाद विवरण
बैंक का नाम

Utkarsh Small Finance Bank

खाता नाम

Utkarsh Basic Savings Bank Deposit Account (BSBDA)

खाते का प्रकार

Saving

ब्याज दर

Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%

निःशुल्क डेबिट कार्ड

Yes Rupay Classic

Utkarsh Basic Savings Bank Deposit Account (BSBDA)
खाता खोलने का शुल्क

0

वार्षिक रखरखाव शुल्क

0

Minimum Account Balance

0

डेबिट कार्ड शुल्क

0

एनईएफटी शुल्क

Free

आईएमपीएस शुल्क

Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction

फीस और शुल्क

Utkarsh Basic Savings Bank Deposit Account (BSBDA)

97.1
विशेष लक्षण

Zero Liabilities coverage on Debit card

पात्रता मापदंड

  • Indian resident. 

  • Age should be a minimum of 18.

फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों

  • Zero liabilities coverage on debit card.

  • Zero balance account. 

  • Free debit card.

  • Free NEFT and RTGS transfer.

  • High interest rate. 

दोष

  • Utkarsh has a limited ATM and branch network. 

  • Limited value add features. 

Utkarsh Basic Savings Bank Deposit Account (BSBDA) Review

The account offers high interest rate. The account comes with limited-value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?

Step-by-Step Guide to Opening a Utkarsh BSBDA

  1. Visit a Utkarsh Small Finance Bank Branch: Locate the nearest branch to your residence or workplace.

  2. Obtain an Account Opening Form: Request an account opening form from the bank representative at the branch.

  3. Fill out the Form: Complete the form accurately with your personal details, including:Full Name
    Date of Birth
    Contact Information (Phone number, Email address)
    Nominee details (if applicable)

  4. Submit Required Documents: Provide the following original documents for verification and photocopy submission:Proof of Identity: Aadhaar card, PAN card, Voter ID card, Driving License, or Passport
    Proof of Address: Aadhaar card, Voter ID card, Driving License, Passport, Ration card, or Utility bills

  5. Complete KYC (Know Your Customer) Process: The bank will conduct KYC checks to verify your identity and address.

  6. Account Activation: Once the verification process is complete, your BSBDA account will be activated.

  7. Receive Account Details: You will receive your account number, debit card (if applicable), and other relevant information.

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