उत्पाद विवरण
बैंक का नाम
Utkarsh Small Finance Bank
खाता नाम
Utkarsh Basic Savings Bank Deposit Account SMALL (BSBDA Small)
खाते का प्रकार
Saving
ब्याज दर
Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%
निःशुल्क डेबिट कार्ड
Yes Rupay Classic
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खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
0
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction
फीस और शुल्क
Utkarsh Basic Savings Bank Deposit Account SMALL (BSBDA Small)
विशेष लक्षण
पात्रता मापदंड
Indian resident.
Age should be a minimum of 18.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Zero liabilities coverage on debit card.
Zero balance account.
Free debit card.
Free NEFT and RTGS transfer.
High interest rate.
दोष
Utkarsh has a limited ATM and branch network.
Limited value add features.
Utkarsh Basic Savings Bank Deposit Account SMALL (BSBDA Small) Review
The account offers high interest rate. The account offers limited value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
To open an Utkarsh BSBDA Small, follow these steps:
Visit a Utkarsh Small Finance Bank Branch: Locate the nearest branch to your residence or workplace.
Obtain an Account Opening Form: Request an account opening form from the bank representative at the branch.
Fill out the Form: Complete the form accurately with your personal details, including:Full Name
Date of Birth
Contact Information (Phone number, Email address)
Nominee details (if applicable)
Submit Required Documents: Provide the following original documents for verification and photocopy submission:Proof of Identity: Aadhaar card, PAN card, Voter ID card, Driving License, or Passport
Proof of Address: Aadhaar card, Voter ID card, Driving License, Passport, Ration card, or Utility bills
Complete KYC (Know Your Customer) Process: The bank will conduct KYC checks to verify your identity and address.
Account Activation: Once the verification process is complete, your BSBDA Small account will be activated.
Receive Account Details: You will receive your account number and other relevant information.