उत्पाद विवरण
बैंक का नाम
Yes Bank
खाता नाम
YES Digital Savings Account
खाते का प्रकार
Savings Account
ब्याज दर
Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%
निःशुल्क डेबिट कार्ड
Virtual debit card
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
Average Monthly Balance (AMB) of Rs. 10,000.
डेबिट कार्ड शुल्क
NIL
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
YES Digital Savings Account
विशेष लक्षण
Contactless account opening, video KYC enabled.
10% discount on Locker rental/Demat AMC for 1st year.
Nil brokerage on trading up to 5 Lakhs by YES Securities Ltd.
पात्रता मापदंड
An Indian resident.
Over 18 years of age.
Have a valid PAN card.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Physical debit card
Cheque book
24/7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility.
दोष
High Average Monthly Balance (AMB) requirements.
YES Digital Savings Account
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
Online:
Visit the Yes Bank website: Go to the Yes Bank homepage and click on "Open an Account."
Select "Savings Account": Choose the "Savings Account" option from the available choices.
Fill in the application form: Provide all the required details accurately in the online application form.
Submit the form: Once you have filled in all the necessary details, submit the application form.
Generate your account number: You will be able to generate your own account number, which will be used for future banking transactions.
2. Offline:
Visit a Yes Bank branch: Go to your nearest Yes Bank branch and request an account opening form.
Fill out the form: Fill in the application form with all the required details.
Submit the form: Submit the completed application form along with the necessary documents.
Documents required:
Identity proof: PAN card, Aadhaar card, Voter ID, Driving License, Passport, etc.
Address proof: Passport, Aadhaar card, Voter ID, Driving License, Utility bills, etc.Recent passport-size photographs