.webp)
Credit Card
Credit Card
Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.
Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
HDFC Bank
5
3.6% per month (i.e., 43.2% per annum)
Cashback Rate
MyRupaya Ratings :-
HDFC Pixel Play Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Bank / CC Company
HDFC Bank
Forex Mark-Up
Foreign Currency Mark-up Fees: 3.5%
3.6% per month (i.e., 43.2% per annum)
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Yes Bank
5
3.80% per month (45.6% annually).
Cashback Rate
MyRupaya Ratings :-
Yes Prosperity Cashback Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.
Bank / CC Company
Yes Bank
Forex Mark-Up
Forex Markup: 3.4%
3.80% per month (45.6% annually).
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bajaj Finance
2.5
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
World Plus SuperCard
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

The value of 1 RBL reward point = Rs 0.25. Users will get 2 reward points per Rs.100 spent. General cashback rate: 0.5%.
Users can avail 5% discount on dining spends, via 20 reward points that the user earn for every Rs. 100 spent. (Maximum reward points = 2,000 per month).
5% discount on all International spends, via 20 reward points that user earn for every Rs. 100 spent. (Maximum Reward Points = 2,000 per month).
10X reward points on international spends:This means that you will earn 10 reward points for every Rs. 100 you spend on international purchases.
Bank / CC Company
Bajaj Finance
Forex Mark-Up
Foreign Currency Transaction Fees: 3.5%
Interest Rate: upto 3.99% p.m (upto 47.88% p.a)
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
6.25
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
BPCL SBI Card Octane
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will get 25 points on spending every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants.
Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month).
10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month).
1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.
Bank / CC Company
State Bank of India
Forex Mark-Up
3.50%
3.50% per month (42% per annum) from the transaction date.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Paytm SBI Card SELECT
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

5% cashback on Paytm Mall, movies and travel.
2% cashback on all other purchases on the Paytm app.
1% cashback on any other spends across millions of offline and online stores.
Bank / CC Company
State Bank of India
Forex Mark-Up
3.5
3.50% per month (42% per annum) from the transaction date.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Paytm
5
3.75% per month i.e, 45.00% p.a.
Cashback Rate
MyRupaya Ratings :-
Paytm HDFC Bank Select Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will receive 5% cashback on purchases on the Paytm app [recharge + utility bill payment + movie tickets + Mini App]. Maximum cashback is capped at INR 1500 per month.
3% cashback on preferred merchants such as Swiggy, AJIO, Big Basket & Uber. Maximum cashback is capped at INR 500 per month.
1% cashback on all other retail spend. Maximum cashback s capped at INR 2000 per month.
Bank / CC Company
Paytm
Forex Mark-Up
Foreign Currency Transactions Fees: 3.5 %.
3.75% per month i.e, 45.00% p.a.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
6
3.40%p.m. 40.80%p.a.
Cashback Rate
MyRupaya Ratings :-
MakeMyTrip ICICI Bank Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Hotel cashback rate: 6%
Value of 1 myCash point is INR 1.
3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip.
1% cashback on all other retail spends.
Bank / CC Company
ICICI Bank
Forex Mark-Up
Foreign Currency Mark-up Fees: 0.99%.
3.40%p.m. 40.80%p.a.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
HDFC Bank
5
3.75% monthly, 45.0% annually.
Cashback Rate
MyRupaya Ratings :-
Paytm HDFC Bank Select Business Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month.
3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month.
1% cashback on all other retail transactions with a maximum limit of INR 2000 per month.
Bank / CC Company
HDFC Bank
Forex Mark-Up
Foreign currency markup: 3.50%
3.75% monthly, 45.0% annually.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IndusInd Bank
6
Interest rate: 3.83% per month, 46% annually
Cashback Rate
MyRupaya Ratings :-
IndusInd InterMiles Odyssey Amex Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users can get 6 InterMiles on weekends when spending INR 100 through the credit card. Cashback rate: Up to 3.00%.
4 on weekdays. Cashback rate: Up to 2%.
The value of 1 InterMile is not exact; it depends on the flight you are trying to book. It varies from INR 0.17 to INR 0.50.
You can also get 12 InterMiles on weekends when booking flights and hotels through InterMiles.com. Cashback rate: Up to 6.00% and 8 when booking flights on weekdays. Cashback rate: Up to 4.00%.;
Bank / CC Company
IndusInd Bank
Forex Mark-Up
Foreign Currency Markup Fee: 3.5%.
Interest rate: 3.83% per month, 46% annually
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
5
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
Axis Bank Ace Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month).
4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month).
1.5% on all other spends (uncapped).
Bank / CC Company
Axis Bank
Forex Mark-Up
3.50%
3.6% per month (52.86% per annum).
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
5.5
3.50% per month (42% annualised)
Cashback Rate
MyRupaya Ratings :-
ICICI Bank HPCL Super Saver Visa Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
.webp)
2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective Cashback rate: 0.50%
Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.
Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).
Bank / CC Company
ICICI Bank
Forex Mark-Up
3.50%
3.50% per month (42% annualised)
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
10
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
IRCTC SBI Card Rupay
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car users will get upto 10% value back as reward points.
1 reward point will be awarded on INR 125 on all other spends. Effective general cashback rate: 0.8%.
Bank / CC Company
State Bank of India
Forex Mark-Up
3.50%
3.50% per month (42% per annum) from the transaction date.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bajaj Finance
2.5
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
Platinum Shopsmart SuperCard
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%.
5% cashback on all grocery spends up to Rs 250 per month.
Bank / CC Company
Bajaj Finance
Forex Mark-Up
Foreign Currency Transaction Fees: 3.5%
Interest rate: upto 3.99% p.m (upto 47.88% p.a)
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
10
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
Airtel Axis Bank RuPay Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300).
10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month).
10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month).
1% cashback on all other spends including UPI spends.
Bank / CC Company
Axis Bank
Forex Mark-Up
Forex Mark-up 3.5%
3.6% per month (52.86% per annum).
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Bajaj Finance
0.25
Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Cashback Rate
MyRupaya Ratings :-
Platinum LifeEasy SuperCard.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%.
10% cashback on Fuel purchases.
10% cashback on Ola/ Uber transactions.
5% cashback on grocery expenses. All up to Rs. 200 per month.
Bank / CC Company
Bajaj Finance
Forex Mark-Up
Foreign Currency Transaction Fees: 3.5%
Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
State Bank of India
7.5
3.50% per month (42% per annum) from the transaction date.
Cashback Rate
MyRupaya Ratings :-
Air India SBI Signature Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
(30 reward points when booked for self and 10 reward points when booked for others).
Value of 1 reward point = INR 0.25. Points can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%.
4 reward points for every INR 100 spent on all other spends. General cashback rate:1%.
Bank / CC Company
State Bank of India
Forex Mark-Up
3.50% per month (42% per annum) from the transaction date.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
ICICI Bank
5.5
3.50% per month (42% annualised)
Cashback Rate
MyRupaya Ratings :-
ICICI Bank HPCL Super Saver RuPay Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
.webp)
2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25. Effective Cashback rate: 0.50%
Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.
Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).
Bank / CC Company
ICICI Bank
Forex Mark-Up
3.50%
3.50% per month (42% annualised)
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Axis Bank
10
3.6% per month (52.86% per annum).
Cashback Rate
MyRupaya Ratings :-
Airtel Axis Bank Visa Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300).
10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month).
10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month).
1% cashback on all other spends.
Bank / CC Company
Axis Bank
Forex Mark-Up
Forex Mark-up 3.5%
3.6% per month (52.86% per annum).
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
Kotak Mahindra Bank
6
3.50%, 42% annually.
Cashback Rate
MyRupaya Ratings :-
Kotak IndiGo 6E Rewards XL Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

6 6E rewards for every INR 100 spent on IndiGo spending,
3 6E rewards for every INR 100 spent on merchant spending (Dining, Grocery & Entertainment).
2 6E rewards for every INR 100 spent on other categories.
1 6E = INR 1 Effective cashback rate: 6% (IndiGo spends), 3% (Dining, Grocery & Entertainment), 2% (other spends).
Bank / CC Company
Kotak Mahindra Bank
Forex Mark-Up
Foreign Currency Mark Up: 3.5%
3.50%, 42% annually.
Interest Rate
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Credit Card Issuer
Most Useful Cashback Rate %
Interest Rate
Fuel Surcharge
IDFC First Bank
6.5
0.75% to 3.5% per month (9% to 42% per annum)
Cashback Rate
MyRupaya Ratings :-
IDFC First Power+ RuPay Credit Card
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Users will get up to 6.5% savings on fuel expenses.
5% savings as rewards on grocery & utility expenses.
5% savings as rewards on IDFC FIRST FASTag recharge.
3X rewards on other retail transactions. 1 RP = 0.25 paisa.
Bank / CC Company
IDFC First Bank
Forex Mark-Up
3.50%
0.75% to 3.5% per month (9% to 42% per annum)
Interest Rate
- पृष्ठ 1
- पृष्ठ 1
- पृष्ठ 1
- पृष्ठ 1