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Credit Card

Credit Card

Credit Card

Explore India's largest collection of unbiased credit card reviews. All credit cards reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with credit cards.

Credit Card

अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

HDFC Bank

5

3.6% per month (i.e., 43.2% per annum)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
HDFC Pixel Play Credit Card

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HDFC Pixel Play Credit Card
  • Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.

  • 3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.

  • 1% unlimited cashback across all other spends.

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign Currency Mark-up Fees: 3.5%

3.6% per month (i.e., 43.2% per annum)

Interest Rate

80
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Yes Bank

5

3.80% per month (45.6% annually).

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Yes Prosperity Cashback Credit Card

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Yes Prosperity Cashback Credit Card
  • Users can get up to 5% cashback on movie ticket bookings and grocery shopping, and 0.50% cashback on all other spends except fuel.

Bank / CC Company

Yes Bank

Forex Mark-Up

Forex Markup: 3.4%

3.80% per month (45.6% annually).

Interest Rate

75
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Bajaj Finance

2.5

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
World Plus SuperCard

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World Plus SuperCard
  • The value of 1 RBL reward point = Rs 0.25. Users will get 2 reward points per Rs.100 spent. General cashback rate: 0.5%.

  • Users can avail 5% discount on dining spends, via 20 reward points that the user earn for every Rs. 100 spent. (Maximum reward points = 2,000 per month).

  •  5% discount on all International spends, via 20 reward points that user earn for every Rs. 100 spent. (Maximum Reward Points = 2,000 per month).

  • 10X reward points on international spends:This means that you will earn 10 reward points for every Rs. 100 you spend on international purchases.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

Interest Rate: upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

72.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

State Bank of India

6.25

3.50% per month (42% per annum) from the transaction date. 

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
BPCL SBI Card Octane

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BPCL SBI Card Octane
  • Users will get 25 points on spending every INR 100 at BPCL petrol pumps + Bharat Gas + BPCL fuel lubricants. 

  • Value of 1 point = INR 0.25. Effective cashback rate: 6.25% (Capped at 2500 reward points per month). 

  • 10 reward points on every 100 spent at dining, departmental stores, grocery and movies. Dining & entertainment cashback rate: 2.5% (Capped at 7500 reward points per month). 

  • 1 reward point on INR 100 on all other spends. Effective general cashback rate: 0.25%.

Bank / CC Company

State Bank of India

Forex Mark-Up

3.50%

3.50% per month (42% per annum) from the transaction date. 

Interest Rate

70
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

State Bank of India

5

3.50% per month (42% per annum) from the transaction date. 

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Paytm SBI Card SELECT

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Paytm SBI Card SELECT
  • 5% cashback on Paytm Mall, movies and travel. 

  • 2% cashback on all other purchases on the Paytm app. 

  • 1% cashback on any other spends across millions of offline and online stores.

Bank / CC Company

State Bank of India

Forex Mark-Up

3.5

3.50% per month (42% per annum) from the transaction date. 

Interest Rate

70
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Paytm

5

3.75% per month i.e, 45.00% p.a.

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Paytm HDFC Bank Select Credit Card

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Paytm HDFC Bank Select Credit Card
  • Users will receive 5% cashback on purchases on the Paytm app [recharge + utility bill payment + movie tickets + Mini App]. Maximum cashback is capped at INR 1500 per month. 

  • 3% cashback on preferred merchants such as Swiggy, AJIO, Big Basket & Uber. Maximum cashback is capped at INR 500 per month. 

  • 1% cashback on all other retail spend. Maximum cashback s capped at INR 2000 per month.

Bank / CC Company

Paytm

Forex Mark-Up

Foreign Currency Transactions Fees: 3.5 %.

3.75% per month i.e, 45.00% p.a.

Interest Rate

70
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

ICICI Bank

6

3.40%p.m. 40.80%p.a.

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
MakeMyTrip ICICI Bank Credit Card

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MakeMyTrip ICICI Bank Credit Card
  • Cardholders will get 6% myCash on hotel bookings, over and above the discounts on MakeMyTrip. Hotel cashback rate: 6%

  • Value of 1 myCash point is INR 1.

  • 3% cashback on flight, bus and cab bookings, over and above the discounts on MakeMyTrip.

  • 1% cashback on all other retail spends.

Bank / CC Company

ICICI Bank

Forex Mark-Up

Foreign Currency Mark-up Fees: 0.99%.

3.40%p.m. 40.80%p.a.

Interest Rate

70
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

HDFC Bank

5

3.75% monthly, 45.0% annually.

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Paytm HDFC Bank Select Business Credit Card

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Paytm HDFC Bank Select Business Credit Card
  • Users will get 5% cashback on purchases on Paytm (recharge, utility, travel, movies + Mini app) with a maximum limit of INR 1500 per month. 

  • 3% cashback on accelerated categories like Swiggy, AJIO, Big Basket & Uber with a maximum limit of INR 500 per month. 

  • 1% cashback on all other retail transactions with a maximum limit of INR 2000 per month. 

Bank / CC Company

HDFC Bank

Forex Mark-Up

Foreign currency markup: 3.50%

3.75% monthly, 45.0% annually.

Interest Rate

70
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

IndusInd Bank

6

Interest rate: 3.83% per month, 46% annually

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
IndusInd InterMiles Odyssey Amex Credit Card

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IndusInd InterMiles Odyssey Amex Credit Card
  • Users can get 6 InterMiles on weekends when spending INR 100 through the credit card. Cashback rate: Up to 3.00%.

  • 4 on weekdays. Cashback rate: Up to 2%.

  • The value of 1 InterMile is not exact; it depends on the flight you are trying to book. It varies from INR 0.17 to INR 0.50. 

  • You can also get 12 InterMiles on weekends when booking flights and hotels through InterMiles.com. Cashback rate: Up to 6.00% and 8 when booking flights on weekdays. Cashback rate: Up to 4.00%.; 

Bank / CC Company

IndusInd Bank

Forex Mark-Up

Foreign Currency Markup Fee: 3.5%.

Interest rate: 3.83% per month, 46% annually

Interest Rate

70
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

5

3.6% per month (52.86% per annum).

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Axis Bank Ace Credit Card

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Axis Bank Ace Credit Card
  • Users will receive 5% cashback on bill payments (electricity, internet, gas and more) DTH and mobile recharges on Google Pay. (Capped at INR 500 per month). 

  • 4% cashback on Swiggy, Zomato & Ola. (Capped at INR 500 per month). 

  • 1.5% on all other spends (uncapped).

Bank / CC Company

Axis Bank

Forex Mark-Up

3.50%

3.6% per month (52.86% per annum).

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

ICICI Bank

5.5

3.50% per month (42% annualised)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
ICICI Bank HPCL Super Saver Visa Credit Card

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ICICI Bank HPCL Super Saver Visa Credit Card
  • 2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25.  Effective Cashback rate: 0.50%

  • Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.

  • Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).

Bank / CC Company

ICICI Bank

Forex Mark-Up

3.50%

3.50% per month (42% annualised)

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

State Bank of India

10

3.50% per month (42% per annum) from the transaction date. 

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
IRCTC SBI Card Rupay

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IRCTC SBI Card Rupay
  • On buying tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, executive chair car and chair car users will get upto 10% value back as reward points. 

  • 1 reward point will be awarded on INR 125 on all other spends. Effective general cashback rate: 0.8%.

Bank / CC Company

State Bank of India

Forex Mark-Up

3.50%

3.50% per month (42% per annum) from the transaction date. 

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Bajaj Finance

2.5

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Platinum Shopsmart SuperCard

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Platinum Shopsmart SuperCard
  • 1 RBL reward point = Rs 0.25 for every 100/- spent via card. Effective cashback rate: 0.25%.

  •  5% cashback on all grocery spends up to Rs 250 per month.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

Interest rate: upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

10

3.6% per month (52.86% per annum).

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Airtel Axis Bank RuPay Credit Card

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Airtel Axis Bank RuPay Credit Card
  • Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300). 

  • 10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month). 

  • 10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month). 

  • 1% cashback on all other spends including UPI spends.

Bank / CC Company

Axis Bank

Forex Mark-Up

Forex Mark-up 3.5%

3.6% per month (52.86% per annum).

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Bajaj Finance

0.25

Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Platinum LifeEasy SuperCard.

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Platinum LifeEasy SuperCard.
  • The value of 1 RBL reward point = Rs. 0.25. General cashback rate: 0.25%.

  • 10% cashback on Fuel purchases.

  • 10% cashback on Ola/ Uber transactions.

  •  5% cashback on grocery expenses. All up to Rs. 200 per month.

Bank / CC Company

Bajaj Finance

Forex Mark-Up

Foreign Currency Transaction Fees: 3.5%

Interest Rate/ Finance charges: upto 3.99% p.m (upto 47.88% p.a)

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

State Bank of India

7.5

3.50% per month (42% per annum) from the transaction date. 

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Air India SBI Signature Card

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Air India SBI Signature Card
  • Users will earn upto 30 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. 

  • (30 reward points when booked for self and 10 reward points when booked for others). 

  • Value of 1 reward point = INR 0.25. Points can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 7.5%. 

  • 4 reward points for every INR 100 spent on all other spends. General cashback rate:1%.

Bank / CC Company

State Bank of India

Forex Mark-Up

3.50% per month (42% per annum) from the transaction date. 

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

ICICI Bank

5.5

3.50% per month (42% annualised)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
ICICI Bank HPCL Super Saver RuPay Credit Card

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ICICI Bank HPCL Super Saver RuPay Credit Card
  • 2 reward points per Rs. 100: On all other retail purchases excluding fuel, departmental stores, and utility bills. 1RP=Rs. 0.25.  Effective Cashback rate: 0.50%

  • Fuel: Up to 5.5% cashback (4% + 1.5% points) on HPCL fuel purchases.

  • Mobile, electricity, department stores: Up to 5% cashback (5 points = Rs. 1.25).

Bank / CC Company

ICICI Bank

Forex Mark-Up

3.50%

3.50% per month (42% annualised)

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Axis Bank

10

3.6% per month (52.86% per annum).

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Airtel Axis Bank Visa Credit Card

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Airtel Axis Bank Visa Credit Card
  • Users will get 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payment (Capped at INR 300). 

  • 10% cashback on utility bill payments such as gas, electricity, etc (Capped at INR 300 per month). 

  • 10% cashback on Swiggy, Zomato and BigBasket (Capped at INR 500 per month). 

  • 1% cashback on all other spends.

Bank / CC Company

Axis Bank

Forex Mark-Up

Forex Mark-up 3.5%

3.6% per month (52.86% per annum).

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

Kotak Mahindra Bank

6

3.50%, 42% annually.

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
Kotak IndiGo 6E Rewards XL Credit Card

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Kotak IndiGo 6E Rewards XL Credit Card
  • 6 6E rewards for every INR 100 spent on IndiGo spending,

  • 3 6E rewards for every INR 100 spent on merchant spending (Dining, Grocery & Entertainment).

  • 2 6E rewards for every INR 100 spent on other categories. 

  • 1 6E = INR 1  Effective cashback rate: 6% (IndiGo spends), 3% (Dining, Grocery & Entertainment), 2% (other spends). 

Bank / CC Company

Kotak Mahindra Bank

Forex Mark-Up

Foreign Currency Mark Up: 3.5%

3.50%, 42% annually.

Interest Rate

67.5
अभी तक कोई रेटिंग नहीं

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Credit Card Issuer

Most Useful Cashback Rate %

Interest Rate

Fuel Surcharge

IDFC First Bank

6.5

0.75% to 3.5% per month (9% to 42% per annum)

Cashback Rate

MyRupaya Ratings :-

औसत रेटिंग है 3 5 में से
IDFC First Power+ RuPay Credit Card

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IDFC First Power+ RuPay Credit Card
  • Users will get up to 6.5% savings on fuel expenses.

  • 5% savings as rewards on grocery & utility expenses.

  • 5% savings as rewards on IDFC FIRST FASTag recharge.

  • 3X rewards on other retail transactions.  1 RP = 0.25 paisa.

Bank / CC Company

IDFC First Bank

Forex Mark-Up

3.50%

0.75% to 3.5% per month (9% to 42% per annum)

Interest Rate

67.5
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