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Personal Loan

Explore India's largest collection of unbiased personal loan reviews. All personal loan reviews are unpaid and the rating provided by us is completely objective. Compare the pros, cons, special features and various fees associated with personal loans.

Personal Loan

Personal Loan

Clean and user-friendly intuitive interface. 

INR 0

INR 30 per month

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

  • Any Indian resident can apply.

  • You need to have a bank account.

  • You need to have KYC document like Aadhar and PAN. 

Paytm Money

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Clean and user-friendly intuitive interface. 

  • Any Indian resident can apply.

  • You need to have a bank account.

  • You need to have KYC document like Aadhar and PAN. 

Account Opening Fee

INR 0

Annual Fee

INR 30 per month

Eligibility Criterion

Deep research and investment reports.

INR 0

INR 700 from the second year

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

  • Any Indian resident can apply.

  • You need to have a bank account.

  • You need to have KYC documents like Aadhar and PAN. 

ICICI Direct - Secure brokerage plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Deep research and investment reports.

  • Any Indian resident can apply.

  • You need to have a bank account.

  • You need to have KYC documents like Aadhar and PAN. 

Account Opening Fee

INR 0

Annual Fee

INR 700 from the second year

Eligibility Criterion
  • Free trading calls, research reports, SMS alerts, margin funding, and the option to avail margin against shares. 

No fees

Rs. 199 is charged p.a. towards account maintenance.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident and NRI can apply.

Motilal Oswal

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से
  • Free trading calls, research reports, SMS alerts, margin funding, and the option to avail margin against shares. 

Any Indian resident and NRI can apply.

Account Opening Fee

No fees

Annual Fee

Rs. 199 is charged p.a. towards account maintenance.

Eligibility Criterion

You get free access to Kotak Trade API.

INR 99 (one time)

INR 0

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident above 30 can apply.

Kotak Securities Trade Free Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

You get free access to Kotak Trade API.

Any Indian resident above 30 can apply.

Account Opening Fee

INR 99 (one time)

Annual Fee

INR 0

Eligibility Criterion

Sharekhan provides a comprehensive range of charting features and technical analysis tools to assist traders in making informed investment decisions. The platform offers various types of charts, including line charts, candlestick charts, and bar charts, with customizable timeframes and indicators.

No Fees

INR 400

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident can apply.

Sharekhan Review

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Sharekhan provides a comprehensive range of charting features and technical analysis tools to assist traders in making informed investment decisions. The platform offers various types of charts, including line charts, candlestick charts, and bar charts, with customizable timeframes and indicators.

Any Indian resident can apply.

Account Opening Fee

No Fees

Annual Fee

INR 400

Eligibility Criterion

Free call and trade for first 20 calls. 

INR 950 one time

INR 400

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian Individual/Corporate/ NRI can apply

Reliance Securities R- Online Insta Account Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Free call and trade for first 20 calls. 

Any Indian Individual/Corporate/ NRI can apply

Account Opening Fee

INR 950 one time

Annual Fee

INR 400

Eligibility Criterion

Free research tools and reports.

Zero

INR 750 + INR 499 per year.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident can apply.

Axis Direct Fixed Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Free research tools and reports.

Any Indian resident can apply.

Account Opening Fee

Zero

Annual Fee

INR 750 + INR 499 per year.

Eligibility Criterion

One of the lowest brokerages in the market.

INR 200 one time

INR 400 from second year onward.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident can apply.

TradeSmart Value Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

One of the lowest brokerages in the market.

Any Indian resident can apply.

Account Opening Fee

INR 200 one time

Annual Fee

INR 400 from second year onward.

Eligibility Criterion

0 charges on equity delivery and flat fee of INR 15 for F&0.

INR 0

INR 0

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian Individual/Corporate/ NRI can apply

ProStocks Flat Fee Trading Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

0 charges on equity delivery and flat fee of INR 15 for F&0.

Any Indian Individual/Corporate/ NRI can apply

Account Opening Fee

INR 0

Annual Fee

INR 0

Eligibility Criterion

It offers comprehensive investment portfolio management and tracking capabilities, empowering users to efficiently manage their investments in a single platform.

INR 0.

INR 600 per year towards account maintenance

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian Individual/Corporate/ NRI can apply

Geojit Financial Services (G Invest Max)

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

It offers comprehensive investment portfolio management and tracking capabilities, empowering users to efficiently manage their investments in a single platform.

Any Indian Individual/Corporate/ NRI can apply

Account Opening Fee

INR 0.

Annual Fee

INR 600 per year towards account maintenance

Eligibility Criterion

Deep research tools and reports for stock selection.

Free.

499 (one time fee - for 5 years)

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian Individual/Corporate/ NRI can apply

Aditya Birla Money Standard Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Deep research tools and reports for stock selection.

Any Indian Individual/Corporate/ NRI can apply

Account Opening Fee

Free.

Annual Fee

499 (one time fee - for 5 years)

Eligibility Criterion

Flat fee of INR 9 across market segments.

INR 200

INR 200 + GST from 2nd year onwards. 1st year free.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident can apply.

SAS Online Trading Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Flat fee of INR 9 across market segments.

Any Indian resident can apply.

Account Opening Fee

INR 200

Annual Fee

INR 200 + GST from 2nd year onwards. 1st year free.

Eligibility Criterion

It offers comprehensive research and advisory services. Arihant Capital provides in-depth research reports, market analysis, and investment recommendations across various asset classes including equities, commodities, and mutual funds. They have a dedicated team of research analysts who closely track market trends, analyze financial data, and provide timely insights to assist investors in making informed investment decisions.

No fees

No fees

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any individual or non-individual can apply.

Arihant Capital

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

It offers comprehensive research and advisory services. Arihant Capital provides in-depth research reports, market analysis, and investment recommendations across various asset classes including equities, commodities, and mutual funds. They have a dedicated team of research analysts who closely track market trends, analyze financial data, and provide timely insights to assist investors in making informed investment decisions.

Any individual or non-individual can apply.

Account Opening Fee

No fees

Annual Fee

No fees

Eligibility Criterion

Flat fee of INR 20 for intraday,  F&O and INR 0 brokerage for normal trading. 

INR 100

INR 300

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any individual/ NRI/ corporate

Master Trust 20:20 Plan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Flat fee of INR 20 for intraday,  F&O and INR 0 brokerage for normal trading. 

Any individual/ NRI/ corporate

Account Opening Fee

INR 100

Annual Fee

INR 300

Eligibility Criterion

It offers robust and comprehensive research and advisory services. Choice Broking offers a wide range of research and analysis tools to assist investors and traders in making informed investment decisions.

INR 0.

INR 200. First free year.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any individual/ NRI/ corporate

Choice India Yearly Plan Review

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

It offers robust and comprehensive research and advisory services. Choice Broking offers a wide range of research and analysis tools to assist investors and traders in making informed investment decisions.

Any individual/ NRI/ corporate

Account Opening Fee

INR 0.

Annual Fee

INR 200. First free year.

Eligibility Criterion
  • Invest in stock portfolio of eminent traders through smallcase. 

Nil

Nil

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any individual Indian Citizen over age of 18

Dhan

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से
  • Invest in stock portfolio of eminent traders through smallcase. 

Any individual Indian Citizen over age of 18

Account Opening Fee

Nil

Annual Fee

Nil

Eligibility Criterion
  • Users get regular deep research reports on the market.

INR 0

INR 199

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident can apply.

Mo Investor

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से
  • Users get regular deep research reports on the market.

Any Indian resident can apply.

Account Opening Fee

INR 0

Annual Fee

INR 199

Eligibility Criterion

A number of features are offered for free such as advance charting, news, guided portfolios, watchlist, screeners. 

Nil.

INR 300.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Majority age

Nuvama Lite

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

A number of features are offered for free such as advance charting, news, guided portfolios, watchlist, screeners. 

Majority age

Account Opening Fee

Nil.

Annual Fee

INR 300.

Eligibility Criterion

Share Market offers ready-made baskets of stocks & ETFs curated by their research team. 

INR 0.

INR 180

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Competent to contract within the meaning of the Contract Act, 1872 and at least 18 (eighteen) years of age, Indian Citizens and tax residents of India.

ShareMarket (PhonePe)

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

Share Market offers ready-made baskets of stocks & ETFs curated by their research team. 

Competent to contract within the meaning of the Contract Act, 1872 and at least 18 (eighteen) years of age, Indian Citizens and tax residents of India.

Account Opening Fee

INR 0.

Annual Fee

INR 180

Eligibility Criterion

HDFC Sky offers deeply researched reports on the market for free. 

Free

INR 240 from second year onwards. First year free.

Cashback Rate

Cashback Rate

Cashback Rate

Special Feature

Account Opening Fee

Cashback Rate

Cashback Rate

Annual Fee

Cashback Rate

Any Indian resident can apply.

HDFC Sky

MyRupaya Ratings 

Special Feature

औसत रेटिंग है 3 5 में से

HDFC Sky offers deeply researched reports on the market for free. 

Any Indian resident can apply.

Account Opening Fee

Free

Annual Fee

INR 240 from second year onwards. First year free.

Eligibility Criterion
  • पृष्ठ 1
  • पृष्ठ 1
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