HDFC CSC Small Business MoneyBack
Rewards & Benefits
Welcome Benefits
NA
Milestone Benefits
Milestone benefit:Users will earn 1000 bonus reward points on an annual spend of Rs 90,000.
Cashback Rate
100 reward points = INR 20 ( 1 Rp = INR 0.2).
Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%.
Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%.
Users will get 5% cashback on telecom, utility, govt. & tax payments. Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.
Movie Benefits
Dining Benefits
Other Benefits
Zero lost card liability.
Lounge Access
Fees & Charges
Joining Fee
INR 250/- plus taxes.
Annual Fee
INR 250/- plus taxes.
Cash Advance Fee
Cash advance fee:2.5% or INR 500 whichever is higher.
Interest rate
3.75% monthly, 45.0% annually.
Late Payment Fee
Late payment charges:INR 100 to 1300.
Foreign Currency Transactions Fee
Foreign currency markup: 3.50%.
Other Fees
Fuel surcharge:1% subject to a minimum transaction of INR 400 | Reward redemption fee: INR99 per redemption request.
दोष
Transactions amounting to less than INR 150 will not have any reward points.
Reward points are valid only for 2 years from the date of accumulation.
Reward points will lapse due to inactive or dormant status for more than 365 days.
No welcome benefit.
Reward system: 100 reward points = INR 20 ( 1 Rp = INR 0.2). Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%. Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%. Users will get 5% cashback on telecom, utility, govt. & tax payments. Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.
Milestone benefit: Users will earn 1000 bonus reward points on an annual spend of INR 90,000.
Zero lost card liability.
Dining benefit.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
The applicant must be a self-employed Indian citizen.
The applicant must be aged between 21 yrs. to 65 Years.
The applicant must have an ITR above Rs 6 Lakhs per annum.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit HDFC Bank's website: Go to https://www.hdfcbank.com/
Navigate to Credit Cards: Look for the "Credit Cards" section on the website.
Find the Card: Search for the HDFC CSC Small Business MoneyBack Credit Card.
Click "Apply Now": Submit the required details like personal information, income, and contact information.
सम्पर्क करने का विवरण
Toll-Free: 1800 202 6161\ 1860 267 6161
Email: customerservices.cards@hdfcbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward system: 100 reward points = INR 20 ( 1 Rp = INR 0.2). Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%. Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%. Users will get 5% cashback on telecom, utility, govt. & tax payments. Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.
Milestone benefit: Users will earn 1000 bonus reward points on an annual spend of INR 90,000.
Zero lost card liability.
Dining benefit.
Transactions amounting to less than INR 150 will not have any reward points.
Reward points are valid only for 2 years from the date of accumulation.
Reward points will lapse due to inactive or dormant status for more than 365 days.
No welcome benefit.
The USP of the card is that it offers 5% cashback on telecom, utility, government and tax payment. Otherwise the card offers very limited benefits to customers.
The USP of the card is that it offers 5% cashback on telecom, utility, government and tax payment. Otherwise the card offers very limited benefits to customers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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