HDFC CSC Small Business MoneyBack
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
HDFC CSC Small Business MoneyBack
Bank Name :
HDFC Bank
प्रकार
Business Credit Card
ब्याज दर
3.75% monthly, 45.0% annually.
पात्रता
The applicant must be a self-employed Indian citizen.
The applicant must be aged between 21 yrs. to 65 Years.
The applicant must have an ITR above Rs 6 Lakhs per annum.
पेशेवरों
Reward system: Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%. Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%. Users will get 5% cashback on telecom, utility, Govt. & tax payments.
Milestone benefit: Users will earn 1000 bonus reward points on an annual spend of INR 90,000.
Zero lost card liability
Dining benefit
5% cashback on telecom, utility, Govt. & Tax payments.
दोष
Transactions amounting to less than INR 150 will not have any reward points.
Reward points are valid only for 2 years from the date of accumulation.
Reward points will lapse due to inactive or dormant status for more than 365 days.
No welcome benefit
पक्ष विपक्ष
Welcome Benefits
NA
पुरस्कार प्रणाली
100 reward points = INR 20 ( 1 Rp = INR 0.2)
Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%
Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%
Users will get 5% cashback on telecom, utility, Govt. & tax payments.
Users can avail a maximum cashback of Rs.250 per statement on monthly spends of INR 10,000.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Low joining fee
Eligibility Criteria
The applicant must be a self-employed Indian citizen.
The applicant must be aged between 21 yrs. to 65 Years.
The applicant must have an ITR above Rs 6 Lakhs per annum.
फ़ायदे
Dining benefits
Milestone benefit
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit HDFC Bank's website: Go to https://www.hdfcbank.com/
Navigate to Credit Cards: Look for the "Credit Cards" section on the website.
Find the Card: Search for the HDFC CSC Small Business MoneyBack Credit Card.
Click "Apply Now": Submit the required details like personal information, income, and contact information.
सम्पर्क करने का विवरण
Toll-Free: 1800 202 6161\ 1860 267 6161
Email: customerservices.cards@hdfcbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward system: Users will earn 4 reward points on online spending for every INR150 spent. Effective cashback rate: 0.53%. Users will earn 2 reward points on all other expenses except fuel for every INR 150 spent. Effective cashback rate: 0.26%. Users will get 5% cashback on telecom, utility, Govt. & tax payments.
Milestone benefit: Users will earn 1000 bonus reward points on an annual spend of INR 90,000.
Zero lost card liability
Dining benefit
5% cashback on telecom, utility, Govt. & Tax payments.
Transactions amounting to less than INR 150 will not have any reward points.
Reward points are valid only for 2 years from the date of accumulation.
Reward points will lapse due to inactive or dormant status for more than 365 days.
No welcome benefit
HDFC Bank Biz Power Credit Card
The card is a premium credit card with a number of value add features. This card offers cashback on even tax and GST payment. Overall it is a must have card for small business owners/ freelancers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 250/- plus taxes.
Annual fee: INR 250/- plus taxes.
Foreign currency markup: 3.50%.
Fuel surcharge: 1% subject to a minimum transaction of INR 400
Cash advance fee: 2.5% or INR 500 whichever is higher.
Late payment charges: INR 100 to 1300.
Reward redemption fee: INR99 per redemption request.
Interest rate: 3.75% monthly, 45.0% annually.
ईंधन अधिशुक्ल
1%
Billing Cycle
Up to 50 days