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Accelero ICICI Bank Credit Card

35

Rewards & Benefits

Welcome Benefits

None.

Milestone Benefits

Reward System: Users will earn 2 ICICI bank reward points on domestic and international spending per Rs 100. Value of 1 reward point = Rs 0.25, effective cashback rate = 0.5%. Users will get 2.5% cashback on fuel purchases on the HPCL petrol pump.; Fee Waiver: Spend Rs 1,25,000 or more during a year and get annual fee waived.

Cashback Rate

- Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining &amp
- Entertainment Category – BookMyShow &amp
- Zomato
-&nbsp
- Travel Category – MakeMyTrip &amp
- Uber
-&nbsp
- Grocery Category – Blinkit &amp
- Reliance Smart Bazaar
-&nbsp
- Electronics Category – Croma &amp
- Reliance Digital
-&nbsp
- Fashion Category – Nykaa &amp
- Myntra

3% cashback any one E-commerce merchant of your choice
-&nbsp
- Amazon or Flipkart or PayZapp

1% unlimited cashback across all other spends
- Cashback credit card
- &nbsp
- Reward System: Cardholders will get 5% cashback on any two packs of their choice
- 3% cashback on any one E-commerce merchant of your choice- Amazon or Flipkart or PayZapp
- 1% unlimited cashback across all other spends

Movie Benefits

Avail of 25% discount, up to Rs 100 on the purchase of a minimum of two tickets per transaction 2 times every month on BookMyShow and Inox.

Dining Benefits

Get up to 25% off on dining through Swiggy Dineout.

Other Benefits

Instant digital credit card.  Annual fee reversal on spend of Rs 50,000 in any year.

Lounge Access

1 free domestic airport lounge visit.

Fees & Charges

Joining Fee

INR 500 /- + Applicable Charges

Annual Fee

INR 500 /- + Applicable Charges

Cash Advance Fee

2.5% or ?500 whichever is higher

Interest rate

3.6% per month (i.e., 43.2% per annum)

Late Payment Fee

Late Payment Charges: Ranges from INR 100 to INR 1300.

Foreign Currency Transactions Fee

Foreign Currency Mark-up Fees: 3.5%

Other Fees

Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99

दोष

  • Low cashback rate. 

  • The card is best suited only for individuals who have multiple cars.

  • Welcome Benefits: Users will get 1,500 ICICI Bank reward points as an annual gift. Value of 1 reward point = INR 0.25.

  • Reward System: Users will earn 2 ICICI bank reward points on domestic and international spending per INR 100. Value of 1 reward point = INR 0.25, effective cashback rate = 0.5%. Users will get 2.5% cashback on fuel purchases on the HPCL petrol pump.

  • Fee Waiver: Spend INR 1,25,000 or more during a year and get annual fee waived. 

  • Avail of 25% discount, up to INR 100 on the purchase of a minimum of two tickets per transaction 2 times every month on BookMyShow and Inox.

  • 1 free domestic airport lounge visit. 

  • 24x7 toll-free roadside assistance. 

  • Free on-site repair for minor issues. (Customer will have to pay for part replacement).

  • Free spare key delivery in case the car is locked. (your spare key must be within 50KM of the place where your car is situated.)

  • Free flat tyre repair (customer must have a spare tyre with him). 

  • Free battery jumpstart. 

  • Free fuel delivery (customer has to pay for the fuel). 

  • Free car wash once per year.

  • 50% off on car loan processing fees form. 

पक्ष विपक्ष
Welcome Benefits

Users will get 1,500 ICICI Bank reward points as an annual gift.

पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Reward System: Cardholder will get 5% cashback on any two packs of your choice

- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra


3% cashback any one E-commerce merchant of your choice
​​​​​​​- Amazon or Flipkart or PayZapp


1% unlimited cashback across all other spends.

Eligibility Criteria

You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  1. Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.

  2. Apply online: Visit the HDFC Bank website or app and fill out the online application form.

  3. Documents: Submit the required documents like PAN card, address proof, and income proof.

  4. Verification: HDFC will verify your documents and creditworthiness.

  5. Approval: Upon approval, you will receive your credit card within 7-10 working days.

सम्पर्क करने का विवरण

1800 1600

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefits: Users will get 1,500 ICICI Bank reward points as an annual gift. Value of 1 reward point = INR 0.25.

  • Reward System: Users will earn 2 ICICI bank reward points on domestic and international spending per INR 100. Value of 1 reward point = INR 0.25, effective cashback rate = 0.5%. Users will get 2.5% cashback on fuel purchases on the HPCL petrol pump.

  • Fee Waiver: Spend INR 1,25,000 or more during a year and get annual fee waived. 

  • Avail of 25% discount, up to INR 100 on the purchase of a minimum of two tickets per transaction 2 times every month on BookMyShow and Inox.

  • 1 free domestic airport lounge visit. 

  • 24x7 toll-free roadside assistance. 

  • Free on-site repair for minor issues. (Customer will have to pay for part replacement).

  • Free spare key delivery in case the car is locked. (your spare key must be within 50KM of the place where your car is situated.)

  • Free flat tyre repair (customer must have a spare tyre with him). 

  • Free battery jumpstart. 

  • Free fuel delivery (customer has to pay for the fuel). 

  • Free car wash once per year.

  • 50% off on car loan processing fees form. 

  • Low cashback rate. 

  • The card is best suited only for individuals who have multiple cars.

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Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Joining Fee: INR 499

  • Annual Fee (Second year onwards): INR 499

  • Interest Rate: 3.67% per month (annual interest rate - 44%). 

  • Interest On Cash: 2.49% per month (annual interest rate - 29.88%). 

  • Forex Marku: 3.5%

  • Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.

  • Rewards Redemption Fee: INR 99

  • Late Payment Charges: 0-1200 depending on the outstanding amount.

ईंधन अधिशुक्ल

1% fuel surcharge waiver at HPCL petrol pumps on transactions between INR 400 and INR 4,000,

Billing Cycle

30 Days

फीस एवं प्रभार
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