Adani One ICICI Signature Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Adani One ICICI Signature Credit Card
Bank Name :
ICICI Bank
प्रकार
Lifestyle Credit Card
ब्याज दर
3% per month (i.e. 36% annual rate) on the outstanding amount + applicable taxes.
पात्रता
A good credit score (typically above 750).
A healthy income level.
A positive credit history with no defaults or delinquencies.
पेशेवरों
Welcome Benefit: Get a Hotel voucher worth Rs 2,000 on card activation, a Holiday voucher Rs 2,000 on card activation, and a Rs 5,000 flight voucher on spending Rs 25,000 within 60 days of card activation.
Reward System: 7% Reward points on Adani One ecosystem* Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments). Earn 2% as Adani Reward points on the international spend category. Earn 0.5% as Adani Reward points on utility and insurance spending.
Milestone Benefit: Annual fee waiver on spends of Rs 6,00,000 and above in a calendar year.
Travel Benefits: 16 Domestic lounge access and premium upgrades at Adani-managed airports.
Other Benefits: Exclusive benefits of 2 Pranaam, 8 Porter, and 8 Car parking (premium and valet) services per year at Adani-managed airports. Avail 50% off upto Rs 500 twice every month on BookMyShow after card activation.
दोष
Limited applicability: The high rewards and airport benefits are only applicable within the Adani ecosystem. If you don't frequently use Adani services, the card may not be worthwhile.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefit: Get a Hotel voucher worth Rs 2,000 on card activation, Holiday voucher Rs 2,000 on card activation, and Earn Rs 5,000 flight voucher on spend of Rs 25,000 within 60 days of card activation
पुरस्कार प्रणाली
Reward System: 7% Reward points on Adani One ecosystem* Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments). Earn 2% as Adani Reward points on the international spend category. Earn 0.5% as Adani Reward points on utility and insurance spending.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Welcome vouchers worth Rs 9000 on card activation.
Eligibility Criteria
A good credit score (typically above 750).
A healthy income level.
A positive credit history with no defaults or delinquencies.
फ़ायदे
Welcome offers
Travel Benefits
Milestone Benefits
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Application:
Visit the ICICI Bank website (https://www.icicibank.com/) or the Adani One website dedicated to the credit card (https://www.icicibank.com/personal-banking/cards/credit-card/adani-icici-credit-card).
Look for the "Apply Now" section for the Adani One Signature Credit Card.
You'll likely need to fill out an online application form, providing details like your:Name
Contact information
Employment details
Income
सम्पर्क करने का विवरण
1800 1080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Get a Hotel voucher worth Rs 2,000 on card activation, a Holiday voucher Rs 2,000 on card activation, and a Rs 5,000 flight voucher on spending Rs 25,000 within 60 days of card activation.
Reward System: 7% Reward points on Adani One ecosystem* Adani managed Airports, Trainman, Gas, Electricity, and more. Earn 1.5% as Adani Reward points on other domestic spend categories (excluding fuel and rent payments). Earn 2% as Adani Reward points on the international spend category. Earn 0.5% as Adani Reward points on utility and insurance spending.
Milestone Benefit: Annual fee waiver on spends of Rs 6,00,000 and above in a calendar year.
Travel Benefits: 16 Domestic lounge access and premium upgrades at Adani-managed airports.
Other Benefits: Exclusive benefits of 2 Pranaam, 8 Porter, and 8 Car parking (premium and valet) services per year at Adani-managed airports. Avail 50% off upto Rs 500 twice every month on BookMyShow after card activation.
Limited applicability: The high rewards and airport benefits are only applicable within the Adani ecosystem. If you don't frequently use Adani services, the card may not be worthwhile.
MakeMyTrip ICICI Bank Credit Card
MakeMyTrip ICICI Bank Credit Card is a decent travel credit card. It gives your low forex charges, lounge benefits, and free membership to MMTBlack. It completely justified its fees.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fees: INR 5000 + Taxes
Annual Fees: Rs 5,000 + taxes
Interest Rates: 3.40%p.m. 40.80%p.a. on the outstanding amount + applicable taxes.
Cash Advance Charges: 2.5% on the advanced amount, subject to a minimum of ₹300.
Late Payment Charges: Ranges from INR 0 to INR 1200.
Foreign Currency Mark-up Fees: 3.50%
ईंधन अधिशुक्ल
Avail 1% fuel surcharge waiver on all fuel transactions of up to Rs 4,000 at any fuel outlet.
Billing Cycle
30 Days