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Aditya Birla SBI Card

32.5

Rewards & Benefits

Welcome Benefits

2000 reward points worth INR 500 on payment of annual fees.

Milestone Benefits

Milestone Rewards: Users will get 2000 reward points on annual spending of Rs Rs 1 Lakhs as a milestone reward and an additional 2000 reward points on annual spending of Rs Rs 1.5 Lakhs.

Cashback Rate

  • Users will be awarded 10 reward points per INR 100 spent on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). 

  • Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%. 

  • 5 reward points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%. 

  • 1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%.

Movie Benefits

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Dining Benefits

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Other Benefits

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Lounge Access

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Fees & Charges

Joining Fee

(one time): INR. 499 + Taxes

Annual Fee

INR. 499 + Taxes

Cash Advance Fee

Cash Advance fees: 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs

Interest rate

3.50% per month (42% per annum) from the transaction date. 

Late Payment Fee

Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment date from Rs.0-Rs.500, Rs. 400 for Outstanding Amount greater than Rs. 500 & up to Rs. 1000; Rs. 750 for Outstanding Amount greater than Rs. 1000 & up to Rs. 10,000; Rs. 950 for Outstanding Amount greater than Rs. 10,000 up to Rs. 25,000; Rs. 1100 for Outstanding Amount greater than Rs. 25,000 & up to Rs. 50,000; Rs. 1300 for Outstanding Amount greater than Rs. 50,000.

Foreign Currency Transactions Fee

3.50%

Other Fees

Renewal Fee (per annum): INR 499 + Taxes. | Reward Redemption Fees: INR 99/- per redemption.

दोष

  • Low cashback rate.

  • No free movie tickets. 

  • No free airport lounge visits.

  • Limited value add benefits. 

  • Welcome Benefit: Users will get 2000 reward points worth INR 500 on payment of annual fees.

  • Milestone Rewards: Users will get 2000 reward points on annual spending of INR 1 Lakh as a milestone reward and an additional 2000 reward points on annual spending of INR 1.5 Lakh.

  • Reward System: Users will be awarded 10 reward points per INR 100 spent on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%. 5 reward points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%. 1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%.

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

To be eligible for an Aditya Birla SBI card, you must meet three simple requirements:

Age: When you apply, you must be at least 21 years old and no more than 60 years old.
Income: You must have a steady source of income. This could be a pay, money from a business, or any other steady source of income.
Residence: You must be and Indian resident.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

1. Online: Quick and easy way to apply for the card is online. Simply visit the SBI Card website and follow these steps:

  • Choose the Aditya Birla SBI Credit Card.

  • Click on the "Apply Now".

  • Fill out the application form with all of your personal details, income information, and employment details.

  • Upload scanned copies of the requisite documents (PAN card, Address proof, Income proof).

  • Submit the application form and wait for a decision from the bank.

2. Offline: You can also apply for an Aditya Birla SBI card at any SBI branch or at any Aditya Birla store. Just visit the branch or store and ask for an application form. Fill out the form and submit it along with the required documents.


3. Through bank representatives: Some banks have representatives who can help you apply for a credit card. They can guide you through the process and answer any questions you may have.

सम्पर्क करने का विवरण

l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefit: Users will get 2000 reward points worth INR 500 on payment of annual fees.

  • Milestone Rewards: Users will get 2000 reward points on annual spending of INR 1 Lakh as a milestone reward and an additional 2000 reward points on annual spending of INR 1.5 Lakh.

  • Reward System: Users will be awarded 10 reward points per INR 100 spent on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Value of 1 point = INR 0.25. Effective Aditya Birla Cashback Rate: 2.5%. 5 reward points per INR 100 spent on dining, entertainment & hotels. Effective dining/entertainment/hotel cashback rate: 1.25%. 1 reward point per INR 200 spent on other purchases. Effective general cashback rate: 0.125%.

  • Low cashback rate.

  • No free movie tickets. 

  • No free airport lounge visits.

  • Limited value add benefits. 

The USP of the card is 2.5% off on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Otherwise the card does not have much to offer.

The USP of the card is 2.5% off on Aditya Birla Stores (Aditya Birla Fashion Online and Retail Stores: Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, VI store). Otherwise the card does not have much to offer.
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

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ईंधन अधिशुक्ल

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Billing Cycle

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