Air India SBI Platinum Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Air India SBI Platinum Card
Bank Name :
State Bank Of India
प्रकार
Travel Credit Card
ब्याज दर
3.50% per month (42% per annum) from the transaction date.
पात्रता
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
पेशेवरों
Welcome Benefit: Users will get 5,000 reward points as a welcome gift on the payment of joining fee. Also, free membership to the Air India Frequent Flyer Program - Flying Returns.
Reward System: Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%.
Milestone Benefits: Users will get 5,000 bonus reward points annually on spending INR 2 lakhs and 10,000 bonus reward points annually on spending INR 3 lakhs.
दोष
No free movie tickets.
No free airport lounge visits.
Limited number of value add benefits.
पक्ष विपक्ष
Welcome Benefits
Users will get 5,000 reward points as a welcome gift on the payment of joining fee. Also, free membership to the Air India Frequent Flyer Program - Flying Returns.
पुरस्कार प्रणाली
Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Earn upto 15 Reward Points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
फ़ायदे
Great points to mile conversion ratio.
Good cashback on booking Air India tickets.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Air India SBI Platinum Card page: Find the "Travel" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Air India SBI Platinum Credit Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 5,000 reward points as a welcome gift on the payment of joining fee. Also, free membership to the Air India Frequent Flyer Program - Flying Returns.
Reward System: Users can earn upto 15 reward points for every INR 100 spent on Air India tickets booked through airindia.com, airindia mobile app. (15 reward points when booked for self and 5 reward points when booked for others). Value of 1 reward point = INR 0.25. 1 point can also be converted into air miles. 1 point = 1 air mile. Air miles can be redeemed for air tickets. Air India travel cashback rate: 3.75%. 2 reward points for every INR100 spent on all other spends. General cashback rate: INR 0.5%.
Milestone Benefits: Users will get 5,000 bonus reward points annually on spending INR 2 lakhs and 10,000 bonus reward points annually on spending INR 3 lakhs.
No free movie tickets.
No free airport lounge visits.
Limited number of value add benefits.
Card is a good travel card if you convert the points you earn into air miles. The card has a low general cashback rate (if points are converted into cash). Card also does NOT come with free airport lounge visits. The card overall is a below average travel credit card.
Air India SBI Platinum Card Review
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR 1499 + Taxes.
Renewal Fee (per annum): INR 1499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500
Interest Rate: Up to 3.50% per month (42% per annum)
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% Fuel urcsharge waiver for each transaction between INR 500 and INR 4,000. Maximum surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 days.