Amazon Pay ICICI Bank Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Amazon Pay ICICI Bank Credit Card
Bank Name :
ICICI Bank
प्रकार
Shopping Credit Card
ब्याज दर
3.5% - 3.8%p.m. or 42% - 45.6%p.a.
पात्रता
You must be at least 21 years old to apply for the credit card.
You must have a good credit score of 750 or above.
You must be a citizen of India.
Your minimum monthly income should be Rs. 15,000 per month
पेशेवरों
Welcome benefit: Rs 600 Amazon gift card for non-Prime applications, and Rs 750 Amazon gift card for Prime members.
Reward system: The reward rate is between 1% to 5% based on Prime membership status and purchase category. So if a user shops for Rs 20000 every month from Amazon India as a Prime member, he will get Rs 1000 as Amazon Pay rewards. Each reward point is equal to Rs 1 for this card.
There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.
Cardholders can avail of 5% cashback on Amazon.in and Amazon Pay.
Customers can avail of 15% savings on dining bills at over 2,500 partner restaurants.
The card offers round-the-clock customer service.
दोष
The reward rate of the card is average compared to other premium credit cards.
The interest rate on the card is relatively high.
The card does not offer any complimentary airport lounge access/travel benefits/entertainment benefits.
पक्ष विपक्ष
Welcome Benefits
Rs 600 Amazon Gift card for non-Prime application.
Rs 750 Amazon Gift card for Prime members.
पुरस्कार प्रणाली
The reward rate is between 1% to 5% based on Prime membership status and purchase category. So if the user shops for Rs 20000 every month from Amazon India as a Prime member, he will get Rs 1000 as Amazon Pay Rewards. Each reward point is equal to Rs 1 for this card.
There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Up to 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.
Eligibility Criteria
You must be at least 21 years old to apply for the credit card.
You must have a good credit score of 750 or above.
You must be a citizen of India.
Your minimum monthly income should be Rs. 15,000 per month
फ़ायदे
High cashback on Amazon.
No joining fee or annual fee.
No limit on rewards.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Online Application:
Eligibility: Ensure you meet the minimum eligibility criteria of being 18 years old, having a regular source of income, and fulfilling the bank's credit score requirements.
Head to the website: Visit the official Amazon Pay ICICI Bank Credit Card application page: https://www.icicibank.com/personal-banking/cards/credit-card/amazon-pay-credit-card
Fill in the details: Provide your personal information, contact details, employment details, and income information accurately.
Select your variant: Choose your preferred variant – Platinum or Signature. They differ in annual fees, reward rates, and benefits.
Review and submit: Carefully review your application before submitting it. Once submitted, you'll receive a confirmation message.
सम्पर्क करने का विवरण
1800 1080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome benefit: Rs 600 Amazon gift card for non-Prime applications, and Rs 750 Amazon gift card for Prime members.
Reward system: The reward rate is between 1% to 5% based on Prime membership status and purchase category. So if a user shops for Rs 20000 every month from Amazon India as a Prime member, he will get Rs 1000 as Amazon Pay rewards. Each reward point is equal to Rs 1 for this card.
There is no maximum cap for the rewards earned on Amazon Pay ICICI Bank credit card.
Cardholders can avail of 5% cashback on Amazon.in and Amazon Pay.
Customers can avail of 15% savings on dining bills at over 2,500 partner restaurants.
The card offers round-the-clock customer service.
The reward rate of the card is average compared to other premium credit cards.
The interest rate on the card is relatively high.
The card does not offer any complimentary airport lounge access/travel benefits/entertainment benefits.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fees, Annual Fees and Supplementary Card Fees: There is no joining fee for the Amazon Pay ICICI Bank credit card.
Interest Rate: 3.5% - 3.8%p.m. or 42% - 45.6%p.a.
Cash Advance Charges: 2.50% on advanced amount, subject to minimum of Rs 300.
Late payment charges: Ranges from INR 100 to INR 1200.
Foreign currency transactions: Mark-up of 3.50%.
Reward Redemption Fees: Rs. 99/-
ईंधन अधिशुक्ल
1% of transaction value or Rs 10 whichever is higher. This surcharge levied will be completely waived for the fuel transactions made on Amazon Pay Card. On fuel purchase at Offus terminals, the surcharge reversal will not include Goods and Services Tax.
Billing Cycle
30 Days