Axis Bank Atlas Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank Atlas Credit Card
Bank Name :
Axis Bank
प्रकार
Travel Credit Card
ब्याज दर
3.6% per month. 52.86% per month.
पात्रता
Primary cardholder between age of 18 years and 70 years.
Add-on cardholder should be over 18 years
Income Criteria: a.Salaried : Net Annual income of Rs 9 Lakhs and above. b.Self Employed : Net annual income of Rs 12 Lakhs & above.
Resident of India"
पेशेवरों
Welcome Benefit: Get a 5000 EDGE Miles upon first transaction within 30 days of card.
Rewards: Customers can get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%. Get 2 EDGE Miles per INR 100 spent on Other Spends. Effective general cashback rate: 2%.
Milestone Benefits: Spent INR 5000 and get 2 EDGE Miles earned on every 100 spent- 6000. Reward points on Travel. 5 EDGE Miles earned on every 100 spent.
Upto 25% discount in 10,000+ restaurants via EazyDiner
दोष
Low general cashback rate.
Limited number of non travel benefits.
पक्ष विपक्ष
Welcome Benefits
Get a 5000 EDGE Miles upon first transaction within 30 days of card.
पुरस्कार प्रणाली
1 EDGE Mile is equal to INR 1. Get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%. Get 2 EDGE Miles per INR 100 spent on Other Spends. Effective general cashback rate: 2%
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%.
Eligibility Criteria
Primary cardholder between age of 18 years and 70 years.
Add-on cardholder should be over 18 years
Income Criteria: a.Salaried : Net Annual income of Rs 9 Lakhs and above. b.Self Employed : Net annual income of Rs 12 Lakhs & above.
Resident of India"
फ़ायदे
Milestone benefits: You will get bonus EDGE Miles on achieving certain spending milestones.
Travel insurance: You will be covered by travel insurance when you use the card for travel-related expenses.
Other benefits: You also get other benefits like dining discounts, shopping discounts, and cashback on travel.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank ATLAS Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for ATLAS Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Get a 5000 EDGE Miles upon first transaction within 30 days of card.
Rewards: Customers can get 5 EDGE Miles per INR 100 spend on travel spends. Effective travel cashback rate: 5%. Get 2 EDGE Miles per INR 100 spent on Other Spends. Effective general cashback rate: 2%.
Milestone Benefits: Spent INR 5000 and get 2 EDGE Miles earned on every 100 spent- 6000. Reward points on Travel. 5 EDGE Miles earned on every 100 spent.
Upto 25% discount in 10,000+ restaurants via EazyDiner
Low general cashback rate.
Limited number of non travel benefits.
Axis Bank Atlas Credit Card is a premium credit card, however, one should make note of that benefits are offered in 3 tiers silver, gold and platinum. Your tier will depend on your expenditure as explained above. Card is a feature rich credit card, the only major flaw with the card is its low cashback rate.
Axis Bank Atlas Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee:Rs.5000.
Annual fee -Rs 5000.
Cash Withdrawal Fees: 2.5% (Min. Rs 500) of the Cash Amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum).
Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000).
Reward Point Redemption fee: Waived
ईंधन अधिशुक्ल
1% fuel surchage, however, it is waived for all transactions between INR 400 to INR 4000. Waiver is uncapped.
Billing Cycle
30 Days