Axis Bank Aura Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank Aura Credit Card
Bank Name :
Axis Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.4% per month (49.36% per annum).
पात्रता
Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.
पेशेवरों
Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Free 4 video doctor consultations per month via Practo.
Customers can get an annual discount of up to INR 500 on health checkups
Customers can get a 30% discount on nutritional/diet consultations from renowned nutritionists.
दोष
Low cashback rate.
Limited number of value add features.
No free movie tickets.
No free air lounge visits.
पक्ष विपक्ष
Welcome Benefits
Users will get a Decathlon voucher of INR 750 as a welcome benefit.
पुरस्कार प्रणाली
Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Users can avail of 4 free video doctor consultations per month through Practo.
Eligibility Criteria
Primary cardholder should be between the ages of 18 and 70 years.
Add-on cardholder should be over 15 years.
The individual should either be a Resident of India or a Non-Resident Indian.
फ़ायदे
Free doctor and nutritional consultations.
Discount on health checkups.
20% discount on dining at partner restaurants with the Dining Delights program.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank AURA Credit Card online or by visiting a nearby Axis Bank branch. Here are the steps on how to apply online:
Go to the Axis Bank website and click on the "Apply for Credit Card" tab.
Select the Axis Bank AURA Credit Card and click on the "Apply Now" button.
Enter your personal details, such as your name, email address, and contact number.
Enter your employment details, such as your employer's name and your income.
Upload a copy of your PAN card and a recent passport-sized photograph.
Submit your application and wait for Axis Bank to process it.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Users will get a Decathlon voucher of INR 750 as a welcome benefit.
Reward System: Users will get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2% and 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Free 4 video doctor consultations per month via Practo.
Customers can get an annual discount of up to INR 500 on health checkups
Customers can get a 30% discount on nutritional/diet consultations from renowned nutritionists.
Low cashback rate.
Limited number of value add features.
No free movie tickets.
No free air lounge visits.
Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.
Axis Bank Aura Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 749.
Annual Fee: 2nd year onwards: INR 749.
Cash withdrawal fees: 3.4% (Min. Rs. 500) of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200 .
Interest Rate: 3.4% per month (49.36% per annum).
Reward Redemption Fee: INR 100.
Forex Fee: 3.5%
ईंधन अधिशुक्ल
1% fuel surcharge. Waived on fuel transactions between INR 400 and INR 4,000. Maximum waiver: INR 250 per month.
Billing Cycle
30 Days.