HDFC Pixel Play Credit Card
Rewards & Benefits
Welcome Benefits
None.
Milestone Benefits
Cashback Rate
Cardholder will get 5% cashback on any two packs of your choice - Dining & Entertainment Category – BookMyShow & Zomato - Travel Category – MakeMyTrip & Uber - Grocery Category – Blinkit & Reliance Smart Bazaar - Electronics Category – Croma & Reliance Digital - Fashion Category – Nykaa & Myntra.
3% cashback any one E-commerce merchant of your choice - Amazon or Flipkart or PayZapp.
1% unlimited cashback across all other spends.
Movie Benefits
Dining Benefits
Get up to 25% off on dining through Swiggy Dineout.
Other Benefits
Instant digital credit card. Annual fee reversal on spend of Rs 50,000 in any year.
Lounge Access
Fees & Charges
Joining Fee
INR 500 /- + Applicable Charges
Annual Fee
INR 500 /- + Applicable Charges
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
3.6% per month (i.e., 43.2% per annum)
Late Payment Fee
Late Payment Charges: Ranges from INR 100 to INR 1300.
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
Cash Advance Charges: A transaction fee of 2.5% or ₹500 whichever is higher | Reward Redemption Fee: INR 99
दोष
Extremely low cashback rate.
All cashback offers are limited.
No free air lounge visits.
No free movie tickets.
Welcome Benefits: Users will get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance.
Rewards System: Users will earn half a reward point per INR 100 spent. Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Users will get 40% off on food delivery at Zomato (Maximum discount is capped at Rs. 120 per
order & offer applicable on minimum spends of Rs. 200), 5% off on mobile recharges/electricity bill payments/DTH recharge done through Amazon Pay, and 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month.10% off every time at Myntra on a minimum purchase value of Rs. 500.
10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits
up to Rs. 100.
पक्ष विपक्ष
Welcome Benefits
Users will get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance.
पुरस्कार प्रणाली
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Reward System: Cardholder will get 5% cashback on any two packs of your choice
- Dining & Entertainment Category – BookMyShow & Zomato
- Travel Category – MakeMyTrip & Uber
- Grocery Category – Blinkit & Reliance Smart Bazaar
- Electronics Category – Croma & Reliance Digital
- Fashion Category – Nykaa & Myntra
3% cashback any one E-commerce merchant of your choice
- Amazon or Flipkart or PayZapp
1% unlimited cashback across all other spends.
Eligibility Criteria
You must be an Indian citizen.
You must be 21-60 years of age.
Your net monthly income must be greater than INR 25,000 if you are salaried, and your ITR must be greater than Rs. 6 lakhs per annum if you are self-employed.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement.
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify your documents and creditworthiness.
Approval: Upon approval, you will receive your credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 1600
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefits: Users will get an Amazon gift voucher worth Rs. 250. Zomato Voucher worth Rs. 200. Blinkit voucher worth Rs. 250. Pharmeasy 6-month subscription on 1st spend with Axis Bank Neo Credit Card within 30 days of issuance.
Rewards System: Users will earn half a reward point per INR 100 spent. Value of 1 point: INR 0.2. Cashback rate: 0.1%.
Users will get 40% off on food delivery at Zomato (Maximum discount is capped at Rs. 120 per
order & offer applicable on minimum spends of Rs. 200), 5% off on mobile recharges/electricity bill payments/DTH recharge done through Amazon Pay, and 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month.10% off every time at Myntra on a minimum purchase value of Rs. 500.
10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits
up to Rs. 100.
Extremely low cashback rate.
All cashback offers are limited.
No free air lounge visits.
No free movie tickets.
Axis Bank Neo Credit Card offers a number of cashback offers, however, most of them can be used once or twice per month. It is important that the user reads the fine print before purchasing this card. The biggest flaw with this card is that it has a very low cashback rate.
Axis Bank Neo Credit Card offers a number of cashback offers, however, most of them can be used once or twice per month. It is important that the user reads the fine print before purchasing this card. The biggest flaw with this card is that it has a very low cashback rate.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 250.
Annual fee: INR 250.
Cash Payment Fee: INR 100.
Cash Withdrawal Fees: 2.5% (Min. Rs. 500) of the cash amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.4% Per Month (49.36% Per Annum).
Forex Rate: 3.5%.
ईंधन अधिशुक्ल
1%. No waiver offered.
Billing Cycle
30 Days.