Axis Bank Neo Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank Neo Credit Card
Bank Name :
Axis Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.6% p.m. (52. 86% p.a.)
पात्रता
Primary Cardholder: Must be between 18 and 70 years old.
Add-on Cardholder: Must be over 15 years old.
Resident Indian: The card is open to individuals residing in India.
While Axis Bank doesn't specify a minimum credit score, a good credit score (generally above 750) improves your chances of approval.
पेशेवरों
Welcome Benefit: Users will get 100%cashback up to INR 300 on their first utility bill payment within first 30 days of card issuance.
Reward System: 40% off on Zomato, 5% off on utility bill payments through AmazonPay, and 10% off on Blinkit, Myntra, and movie tickets. Users can also earn 1 EDGE REWARD point for every Rs. 200 spent on this card. 1 EDGE Point = INR 0.20 Effective Cashback Rate: 0.1%
Other Benefits: Customers can receive a 15% discount at participating restaurants.
दोष
No lounge access programs are available.
Cashbacks are capped and are only available on a minimum-spending basis.
Reward redemption fees are levied upon the customers.
No Fuel surcharge waiver is provided.
Very low cashback rate.
पक्ष विपक्ष
Welcome Benefits
100% cashback up to INR 300 on the first utility bill payment within the first 30 days of card issuance.
पुरस्कार प्रणाली
40% off on Zomato, 5% off on utility bill payments through AmazonPay, and 10% off on Blinkit, Myntra, and movie tickets. You can earn two EDGE REWARD points for every Rs. 200 spent on this card.
1 EDGE Point = INR 0.20
Effective Cashback Rate: 0.1%
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Foreign Currency Mark-up Fees: 3.5% of the transaction value
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
40% off on Zomato Orders.
Eligibility Criteria
Primary Cardholder: Must be between 18 and 70 years old.
Add-on Cardholder: Must be over 15 years old.
Resident Indian: The card is open to individuals residing in India.
While Axis Bank doesn't specify a minimum credit score, a good credit score (generally above 750) improves your chances of approval.
फ़ायदे
Cashback on utility bill payments
Dining discounts
Grocery, Shopping, and Movie discounts
Card Activation Benefit
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
सम्पर्क करने का विवरण
1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 100%cashback up to INR 300 on their first utility bill payment within first 30 days of card issuance.
Reward System: 40% off on Zomato, 5% off on utility bill payments through AmazonPay, and 10% off on Blinkit, Myntra, and movie tickets. Users can also earn 1 EDGE REWARD point for every Rs. 200 spent on this card. 1 EDGE Point = INR 0.20 Effective Cashback Rate: 0.1%
Other Benefits: Customers can receive a 15% discount at participating restaurants.
No lounge access programs are available.
Cashbacks are capped and are only available on a minimum-spending basis.
Reward redemption fees are levied upon the customers.
No Fuel surcharge waiver is provided.
Very low cashback rate.
The Axis Bank Neo Credit Card is a budget-friendly option targeted towards young adults and those new to credit cards. However, if you're a frequent traveler or someone who spends a lot and wants to maximize rewards, you might be better off considering other credit cards with higher reward rates or travel benefits.
Axis Bank Neo Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining and Annual Fees: Lifetime free credit card.
Interest Rates: 3.6% p.m. (52. 86% p.a.)
Cash Advance Charges: 2.5% (INR 500 whichever is higher)
Late Payment Charges: Ranges from INR 500 to INR 1200.
Foreign Currency Mark-up Fees: 3.5% of the transaction value.
ईंधन अधिशुक्ल
1% of the transaction amount
Billing Cycle
30 Days