Axis Bank Privilege Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank Privilege Credit Card
Bank Name :
Axis Bank
प्रकार
Rewards Credit Card
ब्याज दर
Interest Rate: 3.40% per month (49.36% per annum).
पात्रता
Primary cardholder should be between 18 to 70 years of age.
Add-on cardholder should be over 18 years.
Net income of Rs. 6,00,000 per annum.
Resident of India
पेशेवरों
Customers can earn 12,500 EDGE REWARD Points, redeemable against Multi Brand vouchers worth Rs. 5000 upon payment of full joining fees.
Special Feature: Upon reaching the milestone spend of INR 2.5 Lakh you can double your reward points by converting them to multi-brand coupons having double the value of your points.
3000 EDGE REWARD points on renewal.
8 complimentary lounge visits per year.
INR 1,000 off at partner restaurants (one time).
1% fuel surcharge refunded for fuel transactions between Rs. 400 and Rs.4000).
दोष
Limited value add features.
Low cashback rate.
No free movie tickets.
पक्ष विपक्ष
Welcome Benefits
Welcome Benefits: 12,500 EDGE REWARD Points.
पुरस्कार प्रणाली
Reward System: You can earn 5 Axis EDGE REWARDS Points on every INR100 that you spend with the Axis Bank Privilege Credit Card. The value of each point is INR 0.2. The effective cashback rate is 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Upon reaching the milestone spend of INR 2.5 Lakh you can double your reward points by converting them to multi-brand coupon having double the value of your points.
Eligibility Criteria
Primary cardholder should be between 18 to 70 years of age.
Add-on cardholder should be over 18 years.
Net income of Rs. 6,00,000 per annum.
Resident of India
फ़ायदे
Complimentary airport lounge access: You will get 8 complimentary domestic lounge access visits per year.
Dining delight: You will get 15% off on dining at partner restaurants across India under the 'Dining Delights' program via EazyDiner. This is applicable twice per month on a minimum transaction of Rs. 1,500.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank Privilege Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Privilege Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1867 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Customers can earn 12,500 EDGE REWARD Points, redeemable against Multi Brand vouchers worth Rs. 5000 upon payment of full joining fees.
Special Feature: Upon reaching the milestone spend of INR 2.5 Lakh you can double your reward points by converting them to multi-brand coupons having double the value of your points.
3000 EDGE REWARD points on renewal.
8 complimentary lounge visits per year.
INR 1,000 off at partner restaurants (one time).
1% fuel surcharge refunded for fuel transactions between Rs. 400 and Rs.4000).
Limited value add features.
Low cashback rate.
No free movie tickets.
Axis Bank Privilege Credit Card has limited number of value add features. On top off that it also has a very low cashback rate. Wholistically the card has limited attraction in today's day and age.
Axis Bank Privilege Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee:Rs. 1500 (Nil for Priority Customers only).
Annual fee - 2nd Year onwards: Rs. 1500.
Cash withdrawal fee from ATM - 2.5% (Min. Rs. 500) of the Cash Amount.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000).
Interest Rate: 3.40% per month (49.36% per annum).
Reward Redemption fee : INR 49 for redemption of points upto 10,000 and INR 99 above that.
Forex Charges: 3.5%.
ईंधन अधिशुक्ल
Fuel surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000).
Billing Cycle
30 Days.