Axis Bank Signature Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank Signature Credit Card
Bank Name :
Axis Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.40% per month (49.36% per annum).
पात्रता
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Resident of India.
पेशेवरों
Rewards: Users will get 5 Edge reward points on spending INR 100 domestically and 10 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic cashback rate: 1%. International cashback rate 2%.
Travel Benefits: Customers will get 2 complimentary domestic lounge access per quarter and a complimentary priority pass.
Other Benefits: Users can enjoy 50% cashback on movie tickets purchased through BookMyShow and a minimum of 15% off at partner restaurants in India.
दोष
Low cashback rate.
Card offers limited value add features.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Users will get 5 Edge reward points on spending INR 100 domestically and 10 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic cashback rate: 1%. International cashback rate 2%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
50% off on booking movie tickets through the Signature card on BookMyShow.
Eligibility Criteria
Primary cardholder between the age of 18 years and 70 years.
Add-on cardholder should be over 18 years.
Resident of India.
फ़ायदे
Complementary access to airport lounges.
Dining benefits.
Free priority pass membership.
Movie offers via BookMyShow.
Dining offers of up to 25%, maximum Rs. 800 discount via the Eazy Diner membership.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for the Axis Bank Signature Credit Card with Lifestyle Benefits:
Go to the Axis Bank website and click on the "Apply for a Credit Card" tab.
Select the "Signature Credit Card with Lifestyle Benefits" from the list of cards.
Enter your personal details, such as your name, address, and contact information.
Enter your income and employment details.
Upload your PAN card, photograph, and address proof.
Submit your application.
An Axis Bank representative will contact you to verify your details and approve your application. Once your application is approved, you will receive your card in the mail within 7-10 days.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Rewards: Users will get 5 Edge reward points on spending INR 100 domestically and 10 Edge reward points on spending INR 100 internationally. Value of 1 Edge point: INR 0.20. Domestic cashback rate: 1%. International cashback rate 2%.
Travel Benefits: Customers will get 2 complimentary domestic lounge access per quarter and a complimentary priority pass.
Other Benefits: Users can enjoy 50% cashback on movie tickets purchased through BookMyShow and a minimum of 15% off at partner restaurants in India.
Low cashback rate.
Card offers limited value add features.
Axis Bank Signature Credit Card is a great mid-premium credit card with a range of benefits pertaining to lifestyle, travel and dining. However, it has one major flaw which is its low cashback rate.
Axis Bank Signature Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: Rs. 5000.
Annual fee - Rs. 3000 (Waived on achievement of spending threshold of Rs. 3 Lakhs in the preceding year)
Cash Withdrawal Fee: 2.5% of the amount taken out as cash.
Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.40% per month (49.36% per annum).
Reward Redemption Fee: INR 100.
Forex Markup: 3.5%
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
ईंधन अधिशुक्ल
Fuel Surcharge: 1%, however it is waived for transactions between Rs.400 to Rs.4000 (Capped at INR 400 per month).
Billing Cycle
30 days.