Axis Bank SpiceJet Voyage Black Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank SpiceJet Voyage Black Credit Card
Bank Name :
Axis Bank
प्रकार
Travel Credit Card
ब्याज दर
3.6% per month (52.86% per annum)
पात्रता
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
पेशेवरों
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card issuance and a SpiceClub Gold membership.
Reward System: Value of 1 SpiceClub point = INR 1. Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%. 6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%. 3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
Customers can also avail complimentary SpiceClub Gold membership.
The card also provides 8 domestic complimentary lounge visits per calendar.
Users can get up to 25% off at 4000+ partner restaurants.
Zero reward redemption fee.
दोष
Low general cashback rate.
No free movie tickets.
पक्ष विपक्ष
Welcome Benefits
Users will get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card issuance and a SpiceClub Gold membership.
पुरस्कार प्रणाली
Value of 1 SpiceClub point = INR 1. Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%. 6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%. 3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Complimentary SpiceClub Gold membership.
Eligibility Criteria
Primary cardholder should be between the age of 18 and 70 years.
The individual should be a Resident of India.
फ़ायदे
Welcome benefit.
Complimentary SpiceClub Gold membership.
Milestone benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank SpiceJet Voyage Black Credit Cardonline or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for SpiceJet Axis Bank Voyage Black Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1868 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a SpiceJet voucher worth Rs. 4000 on 2 transactions within 30 days of card issuance and a SpiceClub Gold membership.
Reward System: Value of 1 SpiceClub point = INR 1. Users will get 12 SpiceClub points for every INR 100 spent on the Spice Jet app. Effective travel cashback rate: 12%. 6 SpiceClub points for every INR 100 spent on online food orders. Effective online food order cashback rate: 6%. 3 SpiceClub points for every INR 100 spent on all other domestic retail & international transactions(excl fuel, wallet, EMI transaction). Effective general cashback rate: 3%.
Customers can also avail complimentary SpiceClub Gold membership.
The card also provides 8 domestic complimentary lounge visits per calendar.
Users can get up to 25% off at 4000+ partner restaurants.
Zero reward redemption fee.
Low general cashback rate.
No free movie tickets.
Axis Bank Voyage Black Credit Card is a feature rich credit card. It is a must have credit card for individuals who frequently air travel. It offers a great cashback rate of 12 % on air travel expenses through the Spice Jet app. However, it has limited attraction for non-air travelers because of its low non-travel cashback rate.
Axis Bank SpiceJet Voyage Black Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 2000
Annual fee -1st Year: Nil
2nd Year onwards: Rs. 2000
Cash Withdrawal Fee: 2.5% (Min. Rs. 500) of the cash amount
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200.
Interest Rate: 3.6% per month (52.86% per annum).
Fuel Surcharge: 1% of transaction amount (surcharge upto INR 400 is waived off per month).
Reward Point Redemption Fee: 0
ईंधन अधिशुक्ल
1% of transaction amount (surcharge upto INR 400 is waived off per month).
Billing Cycle
30 Days