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Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card

उत्पाद विवरण
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

दोष
  • Users will be charged INR 1000 for redeeming an air ticket as taxes + service charges. 

  • Effective cash back is near 1.5% which is quite low.

  • Welcome benefit: Users will get 1 complimentary economy ticket voucher on joining and a complimentary Club Vistara membership. Customers can also earn 2 CV points on every spend of Rs. 200. 

  • Reward System: Users will earn 2 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.

  • Customers also get a complimentary Club Vistara Base membership and 2 complimentary lounge access per quarter. 

  • On completing the milestone spending customers can get bonus CV points and 3 economy class tickets. 

  • Purchase Protection cover up to Rs.1 lakh.

पक्ष विपक्ष
Welcome Benefits

Users will get 1 complimentary economy ticket voucher on joining and a complimentary Club Vistara membership.

पुरस्कार प्रणाली

Users will earn 2 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5% of the transaction value. 

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

1 complimentary Economy ticket on joining.

Eligibility Criteria

Primary cardholder between the age of 18 years and 70 years.
Net income of Rs. 6,00,000 per annum.
Resident of India.

फ़ायदे
  • Welcome gift: USers will get a complimentary economy class ticket on joining the card.

  • Club Vistara Base membership: Users will get a complimentary Club Vistara Base membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.

  • Milestone rewards: Users will get bonus CV points and/or free flights when you achieve certain spending milestones.

  • Travel insurance: Users will be covered by travel insurance when you use the card for travel-related expenses.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
  • You can apply for the Axis Bank Vistara Credit Card online or offline. Here are the steps on how to apply online:

  • Go to the Axis Bank Credit Card website. Search for Vistara Credit card. 

  • Click on the "Apply Now" button.

  • Enter your personal details such as your name, email address, and mobile number.

  • Enter your income and employment details.

  • Upload a scanned copy of your PAN card and Aadhaar card.

  • Select the credit limit you want.

  • Click on the "Submit" button.

  • An Axis Bank representative will contact you to verify your details and complete the application process.

सम्पर्क करने का विवरण

1863 419 5555 & 1860 500 5555

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome benefit: Users will get 1 complimentary economy ticket voucher on joining and a complimentary Club Vistara membership. Customers can also earn 2 CV points on every spend of Rs. 200. 

  • Reward System: Users will earn 2 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. Effective cashback rate: 2.5%.

  • Customers also get a complimentary Club Vistara Base membership and 2 complimentary lounge access per quarter. 

  • On completing the milestone spending customers can get bonus CV points and 3 economy class tickets. 

  • Purchase Protection cover up to Rs.1 lakh.

  • Users will be charged INR 1000 for redeeming an air ticket as taxes + service charges. 

  • Effective cash back is near 1.5% which is quite low.

Axis Bank Vistara credit card is a good credit card for those individuals who travel a lot. However, its effective cashback rate is only 2.5% which is very low. Low cashback rate reduced it attraction for generic customers.

Axis Bank Vistara Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Joining fee: Rs. 1500 

  • Annual  fee - 2nd Year onwards: Rs. 1500

  • Cash withdrawal fee from ATM - 2.5% of the cash amount.

  • Late payment fee: charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1200. 

  • Intereest rate: 3.6% per month (52.86% per annum).

  • Reward Redemption fee: You will be charged INR 1000 for redeeming an air ticket as taxes + service charges. 

  • Forex fee: 3.5%.

  • Fuel Surcharge fee: 1%

ईंधन अधिशुक्ल

1% fuel surcharge, no waiver. 

Billing Cycle

30 Days

फीस एवं प्रभार
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