Axis Bank Vistara Infinite Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Axis Bank Vistara Infinite Credit Card
Bank Name :
Axis Bank
प्रकार
Travel Credit Card
ब्याज दर
Interest Rate: 3.40% per month (49.36% per annum).
पात्रता
Primary cardholder should be between 18 to 70 years of age.
Minimum net income should be Rs. 6,00,000 per annum.
The applicant should be a Resident of India.
पेशेवरों
Customers get 6 CV points on every spend of Rs. 200.
Customers also receive a complimentary business-class flight ticket and Club Vistara Gold Membership as a welcome gift.
Customers also get 10000 CV points on spending on 1L in the first 90 days.
Miles bonuses: Gold members can earn bonus miles on every flight they take.
Customers are also eligible for 2 complimentary domestic lounge access
Milestone benefits: Earn 1 business class ticket on spending Rs.2.5 lakh, Rs.5 lakh, and Rs.7.5 lakh in a year.
Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following :
Loss of Travel documents
Delay of Check-In Baggage
Loss of Check-In Baggage
दोष
High annual fee. low cashback rate of 2.5%. High eligibility threshold of minimum annual income of INR 18 lakh.
पक्ष विपक्ष
Welcome Benefits
The welcome benefits associated with the Axis Bank Vistara Infinite Credit Card include a complimentary business class flight ticket and Club Vistara Gold Membership as a welcome gift.
पुरस्कार प्रणाली
Reward System: You can earn 6 points for every INR 200 spent. Points can be redeemed for air tickets. The estimated value as per MyRupaya is INR 1.25 for each point. The effective cashback rate is 3.75%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Complimentary Club Vistara Gold membership.
Eligibility Criteria
Primary cardholder should be between 18 to 70 years of age.
Minimum net income should be Rs. 6,00,000 per annum.
The applicant should be a Resident of India.
फ़ायदे
Welcome gift: You will get a complimentary business class ticket on joining the card.
Club Vistara Gold membership: You will get a complimentary Club Vistara Gold membership, which comes with benefits such as priority check-in, lounge access, and extra baggage allowance.
Dining discounts: You will get discounts at select restaurants across India.
Shopping discounts: You will get discounts at select stores across India.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
You can apply for the Axis Bank Vistara Infinite Signature Credit Card online or offline. Here are the steps on how to apply online:
Go to the Axis Bank Credit Card website. Search for Vistara Infinite Credit Card.
Click on the "Apply Now" button.
Enter your personal details such as your name, email address, and mobile number.
Enter your income and employment details.
Upload a scanned copy of your PAN card and Aadhaar card.
Select the credit limit you want.
Click on the "Submit" button.
An Axis Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
1866 419 5555 & 1860 500 5555
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Customers get 6 CV points on every spend of Rs. 200.
Customers also receive a complimentary business-class flight ticket and Club Vistara Gold Membership as a welcome gift.
Customers also get 10000 CV points on spending on 1L in the first 90 days.
Miles bonuses: Gold members can earn bonus miles on every flight they take.
Customers are also eligible for 2 complimentary domestic lounge access
Milestone benefits: Earn 1 business class ticket on spending Rs.2.5 lakh, Rs.5 lakh, and Rs.7.5 lakh in a year.
Purchase Protection Cover up to Rs.1 lakh Cover upto USD 300 for the following :
Loss of Travel documents
Delay of Check-In Baggage
Loss of Check-In Baggage
High annual fee. low cashback rate of 2.5%. High eligibility threshold of minimum annual income of INR 18 lakh.
Axis Bank Vistara Infinite Credit Card is a great credit card for those individuals who love to travel. The best perk with it is free Vistara Gold membership which comes with its own universe of benefits such as free seat selection. However, the card has low cashback rate, which reduces its attraction for majority of middle class individuals.
Axis Bank Vistara Infinite
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fees: INR1500
Annual Fees - 2nd Year onwards: INR1500
Cash Withdrawal Fee from ATM - 2.5% (Min. INR 500) of the Cash Amount.
Late Payment Fee: charged depending on the customer’s Total amount due; ranges from INR 0 - 1200
Fuel Surcharge: 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000).
Interest Rate: 3.40% per month (49.36% per annum).
Reward Redemption fee : INR 49 for redemption of points upto 10,000 and INR 99 above that.
ईंधन अधिशुक्ल
1% of transaction amount (Refunded completely for fuel transactions between INR 400 and INR 4000, no cap).
Billing Cycle
30 Days