Bajaj Finserv DBS Bank 5 X Super Card

औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण

क्रेडिट कार्ड का नाम

Bank Name :

DBS Bank India Limited

प्रकार

Rewards Credit Card

ब्याज दर

42% - 48% per annum

पात्रता

Age: Minimum 21 years and maximum 60 years.
Income: Minimum annual income of Rs. 3 lakhs.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.

पेशेवरों

Welcome Benefit: Users will get 2000 cash points as a welcome benefit.
Reward System: Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs. 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.
Milestone Benefits: 5X rewards can be earned on reaching spends of Rs. 10,000 per month.
Fuel Surcharge waiver facility is available.
Users will get a complimentary Bajaj Finserv Health Prime membership.
Users will get 5% cashback on a down payment made at any Bajaj Finserv EMI Network partner store.
Users can earn cash points equivalent to a 20% discount on purchases of eligible memberships from DBS Cards+ IN App.

दोष

Limited features and benefits are available. Not a globally accepted card.

पक्ष विपक्ष

Welcome Benefits

Users will get 2000 cash points as a welcome benefit.

पुरस्कार प्रणाली

Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs. 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5% of transaction amount.

स्वागत लाभ और पुरस्कार प्रणाली

विशेष लक्षण

Bajaj Finserv Health Prime Membership for Bajaj Health App

Eligibility Criteria

Age: Minimum 21 years and maximum 60 years.
Income: Minimum annual income of Rs. 3 lakhs.
Employment: You should be a salaried employee, self-employed professional, or a business owner.
Credit score: You should have a good credit score of at least 750.

फ़ायदे

Reward benefits.
Health membership.
Milestone benefits.

विशेष विशेषता, पात्रता और लाभ

क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Online Application: Visit the official website of Bajaj Finserv and/or DBS Bank. Look for the specific credit card page for the 5X Super Card. Fill Out the Application Form: Complete the credit card application form with accurate and up-to-date information. Make sure to provide all the required details, including personal information, contact details, employment information, and income details. Submit Documents: Scan and upload the required documents as mentioned in the application form. Ensure that the documents are clear and legible. Review and Submit: Carefully review the application form and the information you have provided. Make any necessary corrections or updates before submitting the application. Receive the Card: After successful verification, you will receive your Bajaj Finserv DBS Bank 5X Super Card at the address you provided during the application process.

सम्पर्क करने का विवरण

1860 267 6789

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

Welcome Benefit: Users will get 2000 cash points as a welcome benefit.
Reward System: Users will earn 2 cash points on every INR 200 spent for all spends apart from fuel spends and cash withdrawals. The value of 1 RP = Rs. 0.25 . Effective cashback rate is 0.25%. 5X rewards can be earned on reaching spends of Rs. 10,000 per month. 10X rewards on eligible spends done on the rewards platform within the DBS Card+ IN app.
Milestone Benefits: 5X rewards can be earned on reaching spends of Rs. 10,000 per month.
Fuel Surcharge waiver facility is available.
Users will get a complimentary Bajaj Finserv Health Prime membership.
Users will get 5% cashback on a down payment made at any Bajaj Finserv EMI Network partner store.
Users can earn cash points equivalent to a 20% discount on purchases of eligible memberships from DBS Cards+ IN App.

Limited features and benefits are available. Not a globally accepted card.

The Bajaj Finserv DBS Bank 5X Super Card is a great option for high spenders who prioritize maximizing cashback on everyday purchases. Its 5X rewards milestone, bonus points, and accelerated rewards offer significant cashback potential. The fuel surcharge waiver, EMI cashback, and welcome bonus add further value. However, the high annual fee, limited redemption options, fuel waiver cap, and lower point value might not be ideal for low spenders or those seeking diverse benefits.

Bajaj Finserv DBS Bank 5 X Super Card

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा

फीस एवं प्रभार

Joining Fee- NIL

Annual Fee-INR 499 + GST.

Cash advance fee: 2% of the cash withdrawn or Rs 300. (Whichever is higher).

Interest Rates: 42% - 48% per annum.

Late Payment Charges: 15% of Total Amount Due (Min Rs. 50 and Max Rs. 1,500).

Foreign Currency Transactions Fees: 3.5%.

Reward Redemption Fees: Rs. 99

ईंधन अधिशुक्ल

1% (+GST) fuel transaction charge (or surcharge) is levied by the merchant’s bank. This will be reversed (1% + GST) for transactions greater than INR 400 and less than INR 4000.

Billing Cycle

30 days