Bandhan Bank Plus Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Bandhan Bank Plus Credit Card
Bank Name :
Bandhan Bank
प्रकार
Rewards Credit Card
ब्याज दर
24.58% p.a.
पात्रता
Age: At least 18 years
Resident of India.
पेशेवरों
Welcome Benefit: Users will get MakeMyTrip cashback of INR 3000 as a joining benefit.
Reward System: The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
Users will get 4 lounge access per quarter, and additional rewards throughout the year.
दोष
Limited features only.
A high joining fee is levied upon the customers.
Not specified that whether lounge access program is offered for domestic lounges or international lounges.
पक्ष विपक्ष
Welcome Benefits
Users will get MakeMyTrip cashback of INR 3000 as a joining benefit.
पुरस्कार प्रणाली
The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- upto 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Additional reward points throughout the year.
Eligibility Criteria
Age: At least 18 years
Resident of India.
फ़ायदे
Welcome bonus of 1500 reward points.
Renewal fee waiver.
Travel benefits.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Check the eligibility criteria. The eligibility criteria for the Bandhan Bank Plus Credit Card are: Age: 21-65 years Minimum income: INR 25,000 per month Good credit history
Gather the required documents.
The required documents are: A recent passport-size photograph Proof of identity (any of the following): Voter ID, passport, driving license, PAN card, Aadhaar card Proof of residence (any of the following): Electricity bill, telephone bill, Aadhaar card, passport Proof of income (any of the following): Latest 3 months' salary slip, latest 3 months bank statement, income tax returns (ITR)/Form 16 Apply online or offline.
You can apply for the card online through the Bandhan Bank website or offline by visiting any Bandhan Bank branch.
Submit your application.
Once you have gathered the required documents, you can submit your application online or offline.
Wait for the approval.
The bank will review your application and let you know the status within a few days.
If your application is approved, you will receive the card within 7-10 working days.
सम्पर्क करने का विवरण
Call on 1800-258-8181, 033-4409-9090
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get MakeMyTrip cashback of INR 3000 as a joining benefit.
Reward System: The value of 1 reward point is worth Rs. 0.30. Users will get 3 reward points for every 150 spent. Effective cashback rate: 0.60%. 5 reward points for spending in supermarkets, dining, movies and groceries. Effective cashback rate: 1%.
Users will get 4 lounge access per quarter, and additional rewards throughout the year.
Limited features only.
A high joining fee is levied upon the customers.
Not specified that whether lounge access program is offered for domestic lounges or international lounges.
Overall, the Bandhan Bank Plus Credit Card offers a step up from the One Card with better rewards, airport lounge access, and a higher joining bonus. However, the annual fee is higher, and the interest rate and reward rate remain limitations. This card could be suitable for individuals with moderate spending habits and occasional travel requirements seeking basic perks.
Bandhan Bank Plus Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee (1st Year Fee) - INR 699
Annual Fees (2nd Year onwards) - INR 699+GST
Cash Advance Fee -3% of transaction fee or Rs. 300/-, whichever is higher
Interest Rate: 24.58% p.a.
Late Payment Fess Rs. 0 for statement outstanding balance less than or equal to 100. 100 for statement outstanding balance between 101 and 500. 500 for statement outstanding balance between 501 and 5,000. 700 for statement outstanding balance between 5,001 and 10,000.800 for statement outstanding balance between 10,001 and 25,000. 1200 for statement outstanding balance greater than 25,000
Foreign Currency Transactions up 3.5%
Rewards Points Redemption Fee- rs. 99/-
Railway Surcharge: Rs. 25 or 2.5% which ever is higher.
ईंधन अधिशुक्ल
Fuel Transaction Charge : 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher. However, Fuel surcharge waiver of up to Rs.100 per month is available. (The Surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000.)
Billing Cycle
30 Days