Bank of India Master Platinum International Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Bank of India Master Platinum International Credit Card
Bank Name :
Bank Of India
प्रकार
Travel Credit card
ब्याज दर
1.70% p.m. (22.45% p.a.) on daily balances In case of default service charges is 2.50% p.m. (34.50 % p.a
पात्रता
Minimum age of the card holders should be 18.
Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
Customer should be having steady source of income verifiable through Income Tax Returns.
पेशेवरों
Reward System: The value of 1 reward point = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at any merchants. Effective cashback rate: 0.75%. Users must select exactly one Preferred category at the time of registration.
Globally accepted card.
One complimentary domestic lounge access per quarter at airport lounges.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
दोष
No complimentary international airport lounge visit facility is available.
Few add-on features.
No welcome benefit.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
The value of 1 reward point = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at any merchants. Effective cashback rate: 0.75%. Users must select exactly one Preferred category at the time of registration.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- Upto 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria
Minimum age of the card holders should be 18.
Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
Customer should be having steady source of income verifiable through Income Tax Returns.
फ़ायदे
Reward points: Earn 2X reward points on all your POS and ECOM transactions (excluding blocked categories).
Global acceptance: The Mastercard network is widely accepted worldwide, offering convenience for international travel and purchases.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the Bank of India website and click on the "Credit Cards" tab.
Click on the "Apply for a Credit Card" button.
Select the "Master Platinum International Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and contact information.
Enter your income details.
Upload a copy of your PAN card and recent salary slip.
Submit your application.
The Bank of India will review your application and will contact you if your application is approved.
सम्पर्क करने का विवरण
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: The value of 1 reward point = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at any merchants. Effective cashback rate: 0.75%. Users must select exactly one Preferred category at the time of registration.
Globally accepted card.
One complimentary domestic lounge access per quarter at airport lounges.
Customers will get 2X reward points in POS and ECOM transactions. (Excluding Blocked Categories).
No complimentary international airport lounge visit facility is available.
Few add-on features.
No welcome benefit.
The Bank of India Master Platinum International Credit Card is a basic international credit card suitable for individuals who want global acceptance, reward points, and some additional benefits like lounge access and insurance coverage. However, the annual fee and lower reward rate might not be attractive to everyone.
Bank of India Master Platinum International Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: INR 500.
Annual Fee: INR 500
Cash advance fee: 2.5% of the amount withdrawn, or Rs. 50, whichever is higher
Interest Rate: 22.45% per annum (p.a.)
Late payment fee: 3% of the outstanding amount, or Rs. 500, whichever is higher
Foreign transaction fee: 3.5% of the transaction amount
Reward redemption fee:NIL
ईंधन अधिशुक्ल
N/A
Billing Cycle
30 Days