Bank of India Visa Platinum Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
The value of 1 StarPoint = INR 0.25.
Users will get 2 StarPoints for every Rs. 100 spent. Effective cashback rate: 0.50%.
3 StarPoints on every Rs. 100 spent at a merchant falling under the preferred category. Effective cashback rate: 0.75%.
Movie Benefits
Dining Benefits
Other Benefits
Globally accepted card.; EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.; The maximum amount of cash limit is 50% of the spending limit.; The maximum amount of cash that can be withdrawn from – ATM – Rs 15,000 per day from any ATM locations worldwide.; Flexible credit limits for add-on cards.
Lounge Access
Fees & Charges
Joining Fee
INR 500.
Annual Fee
INR 500.
Cash Advance Fee
2.5% on cash advance amount�
Interest rate
1.70% per month (20.45% per annum).
Late Payment Fee
Late Payment Fees: 2.50% of the outstanding balance
Foreign Currency Transactions Fee
Foreign transaction fee: 3% on all foreign currency transactions.
Other Fees
Cash Advance charges: 2.5% on cash advance amount | Reward Redemption Fee- NIL
दोष
No complimentary lounge visit.
Few add-on features.
No welcome benefit
Reward System: The value of 1 StarPoint = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at a merchant falling under the preferred category. Effective cashback rate: 0.75%. Users must select exactly one preferred category at the time of registration.
Globally accepted card.
1 Domestic airport lounge per quarter (capped at 4 in a year).
1 railway lounge per quarter.
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
The maximum amount of cash limit is 50% of the spending limit.
The maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day from any ATM locations worldwide.
Flexible credit limits for add-on cards.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Minimum age of the card holders should be 18.
Only Indian residents can apply.
Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
Customer should be having steady source of income verifiable through Income Tax Returns
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the Bank of India website and click on the "Credit Cards" tab.
Select the "Visa Platinum Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal information, such as your name, address, and contact details.
You will also need to provide your income and employment details.
You will need to upload a copy of your PAN card and a recent passport-sized photograph.
Once you have submitted your application, you will need to wait for the bank to approve your application.
If your application is approved, you will receive the card in the mail within a few weeks.
सम्पर्क करने का विवरण
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: The value of 1 StarPoint = INR 0.25. Users will get 2 StarPoints for every Rs. 100 on regular spending. Effective cashback rate: 0.50%. 3 StarPoints on every Rs. 100 spent at a merchant falling under the preferred category. Effective cashback rate: 0.75%. Users must select exactly one preferred category at the time of registration.
Globally accepted card.
1 Domestic airport lounge per quarter (capped at 4 in a year).
1 railway lounge per quarter.
EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
The maximum amount of cash limit is 50% of the spending limit.
The maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day from any ATM locations worldwide.
Flexible credit limits for add-on cards.
No complimentary lounge visit.
Few add-on features.
No welcome benefit
Bank of India Visa Platinum International credit card is an EMV chip-based card. The credit card can be used in India, Nepal, and in any other country where Visa is accepted. Overall, the card is a great of option for people who love shopping and travelling. However, it does not provide any cashback offers.
Bank of India Visa Platinum International credit card is an EMV chip-based card. The credit card can be used in India, Nepal, and in any other country where Visa is accepted. Overall, the card is a great of option for people who love shopping and travelling. However, it does not provide any cashback offers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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