Binge SuperCard
Rewards & Benefits
Welcome Benefits
Welcome Benefit: User will get 4,000 reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Milestone Benefits
Milestone benefit: If the user spends Rs 2,00,000 in a year, then up to 10,000 reward points will be awarded to him, (exclude rental spends).
Cashback Rate
Users will get 1 RBL reward point for spending INR 100.
Value of 1 RBL reward point INR 0.25. General cashback rate is 0.25%.
12 reward points for every Rs. 100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments. Effective cashback rate: 3%.
Movie Benefits
Users will get a 1+1 Bookmyshow offer on movie tickets (Upto Rs 200) once a month on any day.
Dining Benefits
Other Benefits
Easy to apply: Users can apply for the card online or through a bank branch. Users can convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.; Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.; Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy instalments and enjoy a host of benefits such as a document-free process and paperless money transfer.; Cash Advance program that fulfils the short-term cash requirements.; Users also enjoy a credit-free period of up to 50 days as an added benefit.
Lounge Access
Fees & Charges
Joining Fee
s: Rs 999 & add-on cardholder
Annual Fee
Annual membership Fees: 999 + GST (second year onwards)
Cash Advance Fee
Cash Advance fee: 2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
Interest Rate/ charges: upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: Up to Rs.100 - ZeroLate fee. Above Rs.100 -12.5% of total due amount (Max Rs. 1300/-)
Foreign Currency Transactions Fee
Foreign Currency Transaction Fees: 3.5%
Other Fees
Finance charges/ Interest Charges: upto 3.99% p.m (upto 47.88% p.a) | Reward Redemption fees: Rs 99 | EMI Processing fees : Rs 199 + GST
दोष
- Very low cashback rate.
- No international lounge access.
Welcome Benefit: The user will get 4,000 reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: Users will get 1 RBL reward point for spending INR 100. Value of 1 RBL reward point is INR 0.25. The general cashback rate is 0.25%. 12 reward points for every Rs. 100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments. Effective cashback rate: 3%.
Milestone benefit: If the user spends Rs. 2,00,000 in a year, then up to 10,000 reward points will be awarded to him, (exclude rental spends).
Users can convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
Users will get a 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day.
2 complimentary domestic airport lounge access per year (1 per quarter).
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy instalments and enjoy a host of benefits such as a document-free process and paperless money transfer.
Cash Advance program that fulfils the short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days as an added benefit.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Nationality: Indian
Age: 21 to 70 years.
Employment and Credit Score: At bank's Discretion
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
here are the steps on how to apply for the RBL Bank + Bajaj finance Binge SuperCard:
Go to the RBL Bank website or the Bajaj Finserv website.
Click on the "Apply for Credit Card" button.
Select the RBL Bank + Bajaj finance Binge SuperCard.
Enter your personal and financial information.
Submit a copy of your PAN card and income proof.
You will receive an email or SMS from RBL Bank or Bajaj Finserv with the status of your application.
सम्पर्क करने का विवरण
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: The user will get 4,000 reward points on payment of joining fee and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards will be given to First Year Free cards).
Reward System: Users will get 1 RBL reward point for spending INR 100. Value of 1 RBL reward point is INR 0.25. The general cashback rate is 0.25%. 12 reward points for every Rs. 100 on all online spends, except for online purchases made on Education, Insurance, Utilities, and Rent payments. Effective cashback rate: 3%.
Milestone benefit: If the user spends Rs. 2,00,000 in a year, then up to 10,000 reward points will be awarded to him, (exclude rental spends).
Users can convert available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month at no processing fee.
Users get unlimited interest-free withdrawal of their available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days.
Users will get a 1+1 Bookmyshow offer on movie tickets (Upto Rs. 200) once a month on any day.
2 complimentary domestic airport lounge access per year (1 per quarter).
Xpress Cash: A unique feature that allows users to get an instant loan within their credit limit. Users can pay back in easy instalments and enjoy a host of benefits such as a document-free process and paperless money transfer.
Cash Advance program that fulfils the short-term cash requirements.
Users also enjoy a credit-free period of up to 50 days as an added benefit.
- Very low cashback rate.
- No international lounge access.
The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. However, the cashback rate is very low.
The Bajaj RBL Platinum Choice SuperCard stands out with its 4-in-1 functionality, offering a robust rewards structure, cash advances with nominal fees, and annual fee reversals. It's a versatile choice for those seeking extensive benefits, including fuel surcharge waivers and entertainment discounts. However, the cashback rate is very low.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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