
Business Gold Credit Card
उत्पाद विवरण
Joining Fee:
Renewal Fee:
Card Type:
Reward Type:
Welcome Benefits:
Rewards & Benefits
Welcome Benefits
On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.
Milestone Benefits
annual fee reversal on spending inr 1,00,000 on the card.
Cashback Rate
cashback rate: 1. cashback rate: 1. cashback rate: 0.
Lounge Access
0
Movie Benefits
8
Dining Benefits
Other Benefits
reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.
दोष
1. No welcome benefit is provided to the customers.
2. Limited features and benefits available.
The value of 1 reward point = Rs 1. The users will get 1 reward point for every INR 150 spent. Effective cashback rate: 0.66%. 1% cash back on air tickets booked through domestic airline websites (up to Rs 500 per statement).
Balance transfer facility available.
Fuel Surcharge waiver available.
Revolving credit facility available along with 50 days interest-free period.
Customers can get an additional credit card with their existing HDFC Gold credit card.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
The value of 1 reward point = Rs 1. The users will get 1 reward point for every INR 150 spent. Effective cashback rate: 0.66%. 1% cash back on air tickets booked through domestic airline websites (up to Rs 500 per statement)
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria
Indian Resident
Any Business owner or self-employed individual.
The primary cardholder must be an Indian citizen, of age 21 and not older than 65.
have a minimum annual income of Rs. 2 lakhs.
फ़ायदे
Airport lounge access.
Travel insurance, including trip cancellation/interruption, baggage delay/loss, and medical evacuation/transportation.
Global assist hotline for help with lost passports, emergency cash advances, and more.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Go to the HDFC Bank website and click on the "Apply for Credit Cards" tab.
Select the "Business Gold Credit Card" from the list of cards.
Enter your personal and business details.
Upload your scanned documents, such as your PAN card, Aadhaar card, and business registration certificate. Submit your application.
You will be contacted by HDFC Bank's credit card team for further processing of your application.
The approval of your application will depend on your credit score and other factors.
सम्पर्क करने का विवरण
1800 202 6161 or 1860 267 6161,
send an SMS to 730 8080 808,
or even use WhatsApp to send a message to 707 0022 222.
खाता खोलने की प्रक्रिया और प्रक्रिया



विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
The value of 1 reward point = Rs 1. The users will get 1 reward point for every INR 150 spent. Effective cashback rate: 0.66%. 1% cash back on air tickets booked through domestic airline websites (up to Rs 500 per statement).
Balance transfer facility available.
Fuel Surcharge waiver available.
Revolving credit facility available along with 50 days interest-free period.
Customers can get an additional credit card with their existing HDFC Gold credit card.
1. No welcome benefit is provided to the customers.
2. Limited features and benefits available.
HDFC Business Gold Credit Card offers lots of features and benefits that will help you manage your business’s expenses. Cashback on purchases and travel insurance are some of the key features of this credit card. However, it is to be kept in mind that the card has limited reward benefits, therefore one should consider other cards available in the market before investing in this card.
Business Gold Credit Card

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fees: Rs. 199, which can be waived if you spend Rs. 50,000 in a year.
Cash advance fee: 2.5% or ₹ 500 whichever is higher.
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: Rs. 99/-
ईंधन अधिशुक्ल
1% (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)
Billing Cycle
30 Days