CUB - SBI Prime Card
Rewards & Benefits
Welcome Benefits
Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Milestone Benefits
By spending Rs Rs 3 Lakhs customers can get next year's annual fee back.
Cashback Rate
1 RP= 0.25 Paise.
Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.
10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
5% cashback on dining, groceries, and department stores 1% cashback on all other spends.
Movie Benefits
Dining Benefits
Other Benefits
The card also provides a Pizza Hut e-Voucher of Rs 1,000 on spending of Rs 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs 7,000 for Rs Rs 5 Lakhs yearly spending; Fraud liability cover of Rs 1 Lakhs.; Air accidental liability cover of Rs 50 Lakhs.
Lounge Access
Fees & Charges
Joining Fee
Nil
Annual Fee
Rs. 499 + GST / Year
Cash Advance Fee
Cash advance fee -A transaction fee of 2.5% or Rs. 500 whichever is higher at domestic ATMs and 2.5% or Rs. 500, whichever is higher at international ATMs will be levied.
Interest rate
3.35%
Late Payment Fee
Late Payment charges- charged depending on the customer’s Total amount due; ranges from Rs. 0 - 1300 Over-limit fee of 2.5 % of the over-limit amount or Rs. 600, whichever is higher will be levied.
Foreign Currency Transactions Fee
Foreign Currency Markup Fees- 3.5%
Other Fees
दोष
No fuel benefit.
High finance charges.
Welcome Benefit: Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
By spending Rs. 3 lakhs customers can get next year's annual fee back.
The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending
4 and 8 complimentary international and domestic airport lounge visits each year.
Complimentary Priority Pass membership Club Vistara membership.
Fraud liability cover of 1 Lakh.
Air accidental liability cover of 50 Lakh.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Between 18 - 70 years of age
The applicant can be a resident as well as a non-resident of India
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
सम्पर्क करने का विवरण
91 - 435 - 2402322, + 91 - 435 - 2401622
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get e- gift voucher worth Rs. 3,000 from any of the following brands – Yatra.com, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop as a 1 time joining gift.
Reward System: 1 RP= 0.25 Paise. Users will earn 2 RP for every Rs. 100 spent. General cashback rate: 0.50%.10 RP/ Rs. 100 on every purchase at dining, departmental stores, movies, and grocery stores. Effective cashback rate: 2.5%.
By spending Rs. 3 lakhs customers can get next year's annual fee back.
The card also provides a Pizza Hut e-Voucher of Rs. 1,000 on spending of Rs. 50,000 in a calendar quarter, Yatra.com/Pantaloons e-gift voucher of Rs. 7,000 for Rs. 5 Lakh yearly spending
4 and 8 complimentary international and domestic airport lounge visits each year.
Complimentary Priority Pass membership Club Vistara membership.
Fraud liability cover of 1 Lakh.
Air accidental liability cover of 50 Lakh.
No fuel benefit.
High finance charges.
The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.
The CUB - SBI Prime Card is a good option for frequent travelers, high spenders, and those who value luxury lifestyle benefits. The welcome gift vouchers, reward points, travel benefits, and fuel surcharge waiver make it a compelling choice. However, the high annual fee and limited reward redemption options should be considered before applying.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.