Diners Club Privilege Credit Card
Rewards & Benefits
Welcome Benefits
Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Milestone Benefits
Milestone Benefit:Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs Rs 1.5 Lakhs.
Cashback Rate
The value of 1 reward point is Rs. 0.20.
Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%.
20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66%
Users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Movie Benefits
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs 250/ticket, upto 2 free tickets every calendar month.
Dining Benefits
Other Benefits
Accidental air death cover worth Rs 1 crore.; Emergency overseas hospitalization of up to Rs Rs 25 Lakhs; Travel insurance cover up upto Rs 50,000 on baggage delay, (Capped to 10$per hour & restricted to 8 hours),; Credit liability cover of Upto Rs Rs 9 Lakhs.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
1,000 + GST.
Cash Advance Fee
Cash Advance Fee:2.5% of the amount withdrawn (minimum Rs. 500).
Interest rate
3.75% per month i.e. 45% per annum.
Late Payment Fee
Late Payment Charges:Ranges from INR 100 to INR 1300
Foreign Currency Transactions Fee
Foreign Currency Markup:3.5% on all foreign currency transactions.
Other Fees
Joining/Renewal Membership Fee:Rs. 1,000 + Taxes (annually) | Reward Redemption Fee: INR 99
दोष
Low general cashback rate.
Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Reward System: The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%. 20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Milestone Benefit: Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh.
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs. 250/ticket, upto 2 free tickets every calendar month.
Users will get 2 complimentary airport lounge access every calendar quarter worldwide.
Accidental air death cover worth Rs. 1 crore.
Emergency overseas hospitalization of up to Rs. 25 lakhs
Travel insurance cover up upto Rs 50,000 on baggage delay, (Capped to 10$per hour & restricted to 8 hours),
Credit liability cover of Upto Rs. 9 lakh.
Diners exclusive offers on dining, spa, etc.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
For Salaried Indian national
Age: Min 21 years & Max 60 Years,
Net Monthly Income> Rs 35,000
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
Income: ITR > Rs 6 Lakhs per annum
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Eligibility: Check if you meet the eligibility criteria, which typically include a minimum income and age requirement (details on HDFC website).
Apply online: Visit the HDFC Bank website or app and fill out the online application form.
Documents: Submit the required documents like PAN card, address proof, and income proof.
Verification: HDFC will verify the documents and creditworthiness of the user
Approval: Upon approval, user will receive the credit card within 7-10 working days.
सम्पर्क करने का विवरण
1800 202 6161
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users can avail of complimentary annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
Reward System: The value of 1 reward point is Rs. 0.20. Users will earn 4 reward points on every Rs.150 retail spend, cashback rate: 0.53%. 20 reward points on every Rs 150 spent on Swiggy and Zomato, cashback rate: 2.66% and users can earn upto 10X reward points on spends via Smartbuy, cashback rate: 1.33%.
Milestone Benefit: Users can get ₹1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh.
Users will get 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow, maximum discount is Rs. 250/ticket, upto 2 free tickets every calendar month.
Users will get 2 complimentary airport lounge access every calendar quarter worldwide.
Accidental air death cover worth Rs. 1 crore.
Emergency overseas hospitalization of up to Rs. 25 lakhs
Travel insurance cover up upto Rs 50,000 on baggage delay, (Capped to 10$per hour & restricted to 8 hours),
Credit liability cover of Upto Rs. 9 lakh.
Diners exclusive offers on dining, spa, etc.
Low general cashback rate.
The card is a fully loaded credit card with a number of benefits. However, the card offers low general cashback rate. It is important to note that Diner's credit card have lower acceptability than Master Card or Visa or Rupay.
The card is a fully loaded credit card with a number of benefits. However, the card offers low general cashback rate. It is important to note that Diner's credit card have lower acceptability than Master Card or Visa or Rupay.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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