EASY
Rewards & Benefits
Welcome Benefits
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Milestone Benefits
Cashback Rate
1RP = 0.25 paisa.
Users will get 1 reward point for every Rs. 100 spent on other categories.
5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
Movie Benefits
Reward System: Users will get 1 reward point for every Rs 100 spent on other categories. 1RP = 0.25 paisa. General cashback rate: 0.25%. 5X i.e. 5 reward points for every Rs 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
Dining Benefits
Other Benefits
Other Benefits: On spending Rs 6,000 within 60 days and Rs 35,000 in a year for reversal/waiver of annual fee.
Lounge Access
Fees & Charges
Joining Fee
Nil
Annual Fee
Nil
Cash Advance Fee
2.5% or ?300/- (Whichever is
higher)
Interest rate
Interest Rate: 3.25% p.m. (39% Annualized
Percentage Rates).
Late Payment Fee
< 200- Nil
200 � 500- Rs.100/-
501 � 1000- Rs. 400/-
1001 � 10000- Rs. 500/-
> 10000- Rs. 750/-
Foreign Currency Transactions Fee
3.50%
Other Fees
दोष
Limited offers.
Low reward point value.
No reward points on fuel transactions.
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Reward System: Users will get 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa. General cashback rate: 0.25%. 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
Other Benefits: On spending INR 6,000 within 60 days and INR 35,000 in a year for reversal/waiver of annual fee.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Indian Resident
Age group: 18-70 years.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for Bank of Baroda's EASY credit card:
Visit the Bank of Baroda website and click on the "Apply for Credit Card" link.
Select the "EASY Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a scanned copy of your PAN card and latest salary slip.
Submit your application.
You will also need to provide your Aadhaar number and e-sign your application.
You can do this by visiting a Bank of Baroda branch or by using the Aadhaar e-Sign service.
The bank will review your application and will let you know the status within a few days.
If your application is approved, you will receive your credit card in the mail within a few weeks.
सम्पर्क करने का विवरण
Call at 1800 225 100
Website: https://www.bobfinancial.com/easy-card.jsp
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefit: Users will get 500 reward points on spending Rs 5000 or more in the first 60 days of card issuance.
Reward System: Users will get 1 reward point for every Rs. 100 spent on other categories. 1RP = 0.25 paisa. General cashback rate: 0.25%. 5X i.e. 5 reward points for every Rs. 100 spent on departmental stores, movie spends. Effective cashback rate = 1.25%.
Other Benefits: On spending INR 6,000 within 60 days and INR 35,000 in a year for reversal/waiver of annual fee.
Limited offers.
Low reward point value.
No reward points on fuel transactions.
Unlock savings and rewards effortlessly with the Bank of Baroda Easy Credit Card. Boasting a lifetime fee waiver, it grants 5x reward points on movies, groceries, and select purchases, complemented by 0.5% cashback on bill settlements. Experience a 1% fuel surcharge waiver, flexible EMIs, and robust security features.
Unlock savings and rewards effortlessly with the Bank of Baroda Easy Credit Card. Boasting a lifetime fee waiver, it grants 5x reward points on movies, groceries, and select purchases, complemented by 0.5% cashback on bill settlements. Experience a 1% fuel surcharge waiver, flexible EMIs, and robust security features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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