Emirates Skywards Rubyx Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
Emirates Skywards Rubyx Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
Interest Rate: 3.67% per month (annual interest rate - 44%).
पात्रता
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
पेशेवरों
Reward System: Users can earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
1 free domestic lounge access per quarter.
Users can avail 25% discount up to INR 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.
दोष
Card offers cashback only in form of Skyward Miles.
Card offers limited value add benefits.
No free movie tickets.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
Users can earn up to 1.5 Skywards Miles per INR 100 for all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria
Age: You must be a minimum of 21 years old for primary cardholder (18 years old for supplementary cardholders).
Employment: You must be either self-employed or salaried.
Credit Score: You must have a good credit score. This means no recent defaults or delinquencies on loans or credit cards.
फ़ायदे
Free access to domestic airport lounges.
Discount on movie tickets.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online:
Visit ICICI Bank website.
Fill out the online application form with the correct details.
Upload the required documents when prompted.
Submit the application and track its status online.
2. Bank Branch:
Visit the ICICI Bank branch nearest to you.
Meet a customer service representative and express your interest of availing the credit card.
Provide them with your KYC documents and fill out the application form.
Submit the application and inquire about further processing steps.
सम्पर्क करने का विवरण
1800 1080
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: Users can earn up to 1.5 Skywards Miles per INR 100 on all categories. These Skyward Miles can be used for the purposes of booking Emirates tickets.
1 free domestic lounge access per quarter.
Users can avail 25% discount up to INR 100 on the purchase of a minimum of two tickets, up to twice in a month, on BookMyShow and Inox.
Card offers cashback only in form of Skyward Miles.
Card offers limited value add benefits.
No free movie tickets.
Application Procedure
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Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee: INR 1,000
Annual Fee: (Second year onwards): INR 1,000
Interest Rate: 3.67% per month (annual interest rate - 44%).
Interest On Cash: 2.49% per month (annual interest rate - 29.88%).
Forex Marku: 3.5%
Cash Withdrawal Fee: 2.5% on advanced amount , subject to minimum of INR 300.
Rewards Redemption Fee: INR 99
Late Payment Charges: 0-1200 depending on the outstanding amount.second year onwards)
ईंधन अधिशुक्ल
1% fuel surcharge applicable however it is waived at HPCL petrol pumps on transactions between INR 400 and INR 4,000, with a monthly cap of INR 250.
Billing Cycle
30 Days