Etihad Guest SBI Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Etihad Guest SBI Card
Bank Name :
State Bank Of India
प्रकार
Travel Credit Card
ब्याज दर
3.50% per month (42% per annum) from the transaction date.
पात्रता
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
पेशेवरों
Welcome Benefit: Users will get 2500 Etihad guest miles and Etihad guest silver tier status.
Reward System: Value of 1 Ethiad mile = Rs. 0.25. Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%. 2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%. 1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.
Upto 10% (3% on Economy Class and 10% on Business class) discount on direct Etihad Airways booking.
5% discount on travel rewards miles redemption.
Milestone Benefit: 1 companion voucher will be sent to your registered e-mail ID, within 30 days of achieving spends of INR 10,00,000. 5,000 Etihad Guest miles on annual spends of 5 lakhs.
Fee Reversal: Spend a minimum of INR 3,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Free membership to the Priority Pass Program worth $99.
8 complimentary visits per year to domestic Visa card lounges in India 2 visits per quarter).
Complimentary overseas air accident coverage of INR 25 Lakh. Complimentary fraud liability cover of INR 50K. Complimentary lost baggage allowance of up to USD 1000.
दोष
Your cashback is availibale only in the form of Etihad miles which can be only used for travel and hotel booking.
No free movie tickets.
पक्ष विपक्ष
Welcome Benefits
2500 Etihad guest miles and Etihad guest silver tier status.
पुरस्कार प्रणाली
Value of 1 Ethiad mile = Rs. 0.25. Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%. 2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%. 1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Free membership to the Priority Pass Program worth $99.
Eligibility Criteria
Age: You must be minimum 21 and maximum 70 years old.
Income: You must have a stable source of income.
Credit score: A good credit score is generally required.
फ़ायदे
Great travel benefits.
Free membership to the Priority Pass Program worth $99.
10% off on international flights.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Online: This is the faster and more convenient method:
Visit the SBI Card website: Head to the official SBI Card website.
Navigate to the Etihad Guest SBI Card page: Find the "Personal" category and choose "Shopping" as the sub-category.
Click "Apply Now": Look for the prominent "Apply Now" button on the card page.
Fill out the application form: Provide your personal details, income information, and KYC documents like PAN, etc.
Review and submit: Carefully review the application details.
Await decision: You'll receive an instant preliminary decision based on the information provided.
2. Offline: This method involves visiting a SBI branch and completing the application process:
Visit an SBI branch: Find a nearby SBI branch and express your interest in applying for the Etihad Guest SBI Card.
Fill out the application form: A bank representative will assist you with the form and guide you through the process.
Submit the form and documents: Provide all requisite documents such as PAN, Aadhaar, and income proof along with the completed application.
Await decision: The bank will process your application and inform you about the final decision through your preferred communication channel.
सम्पर्क करने का विवरण
l 1860 500 1290, 1860 180 1290, 39 02 02 02(Prefix local the STD code) or 1800 180 1290 (Toll Free)
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get 2500 Etihad guest miles and Etihad guest silver tier status.
Reward System: Value of 1 Ethiad mile = Rs. 0.25. Users will get 3 Etihad guest miles on every INR 100 spent on Etihad.com. Effective cashback rate: 0.75%. 2 Etihad guest miles on every INR 100 spent on International spends. Effective cashback rate: 0.50%. 1 Etihad guest mile on every INR 100 spent on other spend. Effective cashback rate: 0.25%.
Upto 10% (3% on Economy Class and 10% on Business class) discount on direct Etihad Airways booking.
5% discount on travel rewards miles redemption.
Milestone Benefit: 1 companion voucher will be sent to your registered e-mail ID, within 30 days of achieving spends of INR 10,00,000. 5,000 Etihad Guest miles on annual spends of 5 lakhs.
Fee Reversal: Spend a minimum of INR 3,00,000 in a year and get annual membership fee reversal 2nd year onwards.
Free membership to the Priority Pass Program worth $99.
8 complimentary visits per year to domestic Visa card lounges in India 2 visits per quarter).
Complimentary overseas air accident coverage of INR 25 Lakh. Complimentary fraud liability cover of INR 50K. Complimentary lost baggage allowance of up to USD 1000.
Your cashback is availibale only in the form of Etihad miles which can be only used for travel and hotel booking.
No free movie tickets.
Card is a loaded travel card with good milestone benefits, value add benefits - discount on Etihad air tickets, free membership to priority pass and Etihad Guest - Silver Tier, etc. However, the biggest drawback of this card is that Etihad has limited domestic operations in India. It also has low general cashback rate.
Etihad Guest SBI Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual Fee (one time): INR 1499 + Taxes.
Renewal Fee (per annum): INR 1499 + Taxes.
Cash Advance fees: 2.5% or Rs. 500.
Interest Rate: Up to 3.50% per month (42% per annum).
Late Payment charges: 0 to 1300.
Reward Redemption Fees: INR 99/- per redemption.
ईंधन अधिशुक्ल
1% Fuel Surcharge waiver for each transaction between INR 500 and INR 4,000. Maximum Surcharge waiver of INR 250 per statement cycle, per credit card account.
Billing Cycle
30 days.